206 Pepperridge Ln, Monroe, NC 28110 Property Records

Union County property record for 206 Pepperridge Ln, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,300 sqft · built 1963
Lot Size	1.13 acres (49,310 sqft)
Owner	Individual Name on File
Last Sale	$392,500 (Mar 2022)
Tax Bill	$3,600 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-216-009`

Property Details

APN / Parcel Number

Primary APN	`09-216-009`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,300 sqft Living Area
1st Floor Area	1,857 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	49,310 sqft (1.13 acres)
Garage Type	Mixed
Garage Area	288 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	206 PEPPERRIDGE LN
City	MONROE
State	NC
Zip	28110-8301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40 MONRO
Legal Description	#63 #64 CRESTVIEW ACRES 8416-244
Legal Subdivision	CRESTVIEW ACRES
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1038
Census Tract	20401

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	206 PEPPERRIDGE LN, MONROE, NC 28110-8301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL FCU
Mar 3, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2022 · Amount on File
Deed Sale	Mar 3, 2022 · Amount on File
Prior Sale	Sep 29, 2016 · Amount on File
Deed Document Number	20228203
Deed Book / Page	8416 / 244
Prior Transfer Date	Sep 28, 2016
Prior Transfer Doc	0006782094
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	206 PEPPERRIDGE LN, MONROE, NC 28110-8301
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008440767
Date	Mar 31, 2022
Book Page	8440/767
Instrument	11973

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 30, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 3, 2022
Property Address	206 PEPPERRIDGE LN, MONROE, NC 28110-8301
Document Number	0008416244
Book / Page	8416 / 244
Instrument Date	Mar 3, 2022
Instrument	8203
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	INVESTORS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$785.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	533 MARCHBANKS RD, BOILING SPRINGS, SC 29316-9302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 974, MONROE, NC 28111-0974

Mortgage

Document Number	0000008204
Date	Mar 3, 2022
Instrument	8204

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2042

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$411,900 (-) Land $69,300 Building $342,600	$411,900 (-) Land $69,300 Building $342,600
2025	$3,600.00 (+24.83%)	$411,900 (+55.73%) Land $69,300 Building $342,600	$411,900 (+55.73%) Land $69,300 Building $342,600
2023	$2,884.00	$264,500 Land $36,300 Building $228,200	$264,500 Land $36,300 Building $228,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber.

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