206 Opal Ave, Reading, PA 19606 Property Records

Berks County property record for 206 Opal Ave, Reading, PA 19606

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,221 sqft · built 1950
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$198,000 (Apr 2019)
Tax Bill	$1,626 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5327-17-20-4334`

Property Details

APN / Parcel Number

Primary APN	`5327-17-20-4334`
Alternative APNs	`43-5327-17-20-4334` `43024949` `024949`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,221 sqft Living Area
1st Floor Area	1,932 sqft
Basement Area	289 sqft
Finished Basement	289 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Lot Area	6,098 sqft (0.14 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	43024949
Street Address	206 OPAL AVE
City	READING
State	PA
Zip	19606-1638
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PENNSIDE 2ND ADD
Legal Block	20
Jurisdiction	BERKS PA
Township / Civil Division	EXETER
Census Block Group	1
Census Block	1025
Census Tract	12104

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	206 OPAL AVE, READING, PA 19606-1638
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FULTON BANK NA
Apr 5, 2019	Deed, Transfer · Conventional Mortgage FULTON BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2019 · Amount on Record
Deed Sale	Apr 5, 2019 · Amount on Record
Prior Sale	Nov 15, 2013 · Amount on Record
Deed Document Number	201910397
Last Transfer Date	Sep 28, 2021
Transfer Doc	0000050370
Record Updated	Sep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERKS PA
Recording Date	Oct 7, 2021
Property Address	206 OPAL AVE, READING, PA 19606-1638
Document Number	0000050370
Map Reference	VOL 14 PG 37
Instrument Date	Sep 28, 2021
Instrument	2021050370
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	PENNTITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	206 OPAL AVE, READING, PA 19606-1638

Mortgage

Document Number	0000050371
Date	Oct 7, 2021
Instrument	2021050371

Lender

Name	FULTON BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Apr 5, 2019
Property Address	206 OPAL AVE, READING, PA 19606-1638
Document Number	0000010397
Map Reference	VOL 14 PG 37
Instrument Date	Apr 3, 2019
Instrument	2019010397
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	EDGE ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	206 OPAL AVE, READING, PA 19606-1638

Mortgage

Document Number	0000010398
Date	Apr 5, 2019
Instrument	2019010398

Lender

Name	FULTON BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Exeter Township
Unified School District	Exeter Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,626.00 (+7.54%)	$103,800 (-) Land $27,200 Building $76,600	$27,200 (-73.8%) Land $27,200
2024	$1,512.00	$103,800 Land $27,200 Building $76,600
1994			$103,800 Land $27,200 Building $76,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	31 (1978–2023)
Claims Outside the SFHA	13 of 31
Most Recent Claim	Aug 2023 · rainfall accumulation
Claims by Event	Tropical Storm Allison, Jun 2001 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PENN BORO MUNI AUTH serves 10,400 people · EPA ID PA3060082
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Service Electric Cable TV.

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