206 Oak St, Wakefield, MA 01880 Property Records

Middlesex County and Wakefield Town property record for 206 Oak St, Wakefield, MA 01880

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,326 sqft · built 1900
Lot Size	0.394 acres (17,171 sqft)
Owner	Individual Name on File
Last Sale	$277,000 (Apr 2010)
Tax Bill	$6,065 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`64901`

Property Details

APN / Parcel Number

Primary APN	`64901`
Alternative APN	`WAKE M:000033 B:0024 P:000095`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,326 sqft Living Area
Gross Area	2,334 sqft
Basement Area	433 sqft
Unfinished Basement	433 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1960
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,171 sqft (0.394 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	64901
Street Address	206 OAK ST
City	WAKEFIELD
State	MA
Zip	01880-3821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Block	24
Jurisdiction	WAKEFIELD MA
Township / Civil Division	WAKEFIELD
Census Block Group	1
Census Block	1004
Census Tract	335301

Owner

206 Oak St is owned and occupied by an individual who bought it in April 2010.

Source: Middlesex County and Wakefield Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	206 OAK ST, WAKEFIELD, MA 01880-3821
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2010 · Amount on File
Deed Sale	Apr 20, 2010 · Amount on File
Deed Document Number	201061670
Deed Book / Page	54559 / 159
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Recording Date	Jun 9, 2026
Property Address	206 OAK ST, WAKEFIELD, MA 01880-3821
Document Number	0085714-14
Book / Page	85714 / 14
Instrument Date	May 1, 2026
Instrument	202668463
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 OAK ST, WAKEFIELD, MA 01880-3821

Mortgage

Document Number	0000068463,
Date	Jun 9, 2026
Book Page	85714/14
Instrument	202668463

Lender

Name	EASTERN BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 206 Oak St was $6,065, up 5.8% from the year before.

Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Wakefield Town
Unified School District	Wakefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,065.00 (+5.75%)	$534,400 (+4.83%) Land $383,900 Building $150,500	$563,730 (+2.88%)
2024	$5,735.00 (-0.33%)	$509,800 (+3.93%) Land $365,800 Building $144,000	$547,960
2023	$5,754.00	$490,500 Land $351,600 Building $138,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 206 Oak St in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	32 (1979–2010)
Claims Outside the SFHA	4 of 32
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 6 claims Severe Storms And Flooding, May 2006 · 6 claims Flooding, Apr 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 206 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20