206 Oak Dr, Shelby, NC 28150 Property Records

Cleveland County property record for 206 Oak Dr, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	1,334 sqft · built 2019
Lot Size	0.866 acres (37,757 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (Aug 2007)
Tax Bill	$217 (2026)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31841`

Property Details

APN / Parcel Number

Primary APN	`31841`
Alternative APN	`1240571`

Interior

Stories	1 Story
Building Area	1,334 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Shed Roof
Lot Area	37,757 sqft (0.866 acres)
Porch	Porch
Porch Area	192 sqft
Mobile Home / RV Hookup	Mobile Home / RV Hookup

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1240571
Street Address	206 OAK DR
City	SHELBY
State	NC
Zip	28150-7027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA3
Legal Description	1 AC RD 1320
Legal Subdivision	LATTIMORE
Legal Block	1
Legal Lot Number	96L
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3040
Census Tract	951400

Owner

206 Oak Dr is owned and occupied by two individuals who bought it in August 2007.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	206 OAK DR, SHELBY, NC 28150-7027
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2007 · Amount on File
Deed Sale	Aug 29, 2007 · Amount on File
Prior Sale	Mar 23, 2005 · Amount on File
Deed Document Number	200796882
Deed Book / Page	1530 / 2328
Prior Transfer Date	May 17, 2006
Prior Transfer Doc	0014901312
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	206 OAK DR, SHELBY, NC 28150-7027
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017351009
Date	Jan 31, 2017
Book Page	1735/1009
Instrument	2017-001037

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 206 Oak Dr was $217, down 0.5% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Lattimore Town
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$217.00 (-0.46%)	$25,500 (-) Land $18,000 Building $7,500	$25,500 (-) Land $18,000 Building $7,500
2025	$218.00	$25,500 Land $18,000 Building $7,500	$25,500 Land $18,000 Building $7,500
2023		$18,900 Land $15,000 Building $3,900	$18,900 Land $15,000 Building $3,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 206 Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 206 Oak Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oak Dr

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