206 Northridge Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 206 Northridge Rd, Beech Mountain, NC 28604

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,889 sqft · built 1993
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$980,000 (May 2025)
Tax Bill	$1,572 (2025)
Deeds & Mortgages	Mar 2023 Transfer Aug 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1940-85-7457-000`

Property Details

APN / Parcel Number

Primary APN	`1940-85-7457-000`
Alternative APNs	`1810772` `1857498` `1866085`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,889 sqft Living Area
1st Floor Area	830 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Porch	Porch
Porch Area	24 sqft
Patio Area	596 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	1866085
Street Address	206 NORTHRIDGE RD
City	BEECH MOUNTAIN
State	NC
Zip	28604-8139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BMR2
Legal Description	NORTHRIDGE 037
Legal Subdivision	NORTHRIDGE
Jurisdiction	WATAUGA NC
Township / Civil Division	LAUREL CREEK
Census Block Group	1
Census Block	1040
Census Tract	921000

Owner

206 Northridge Rd is owned by two individuals who bought it in May 2025.

Source: Watauga County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	108 BEACON HOLLOW PL, CARY, NC 27519-8802
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2023	Intrafamily Transfer, Transfer
Aug 3, 2021	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 14, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2025 · Amount on File
Deed Sale	May 12, 2025 · Amount on File
Prior Sale	Nov 14, 2019 · Amount on File
Deed Document Number	2025749860
Deed Book / Page	2430 / 864
Prior Transfer Date	Jan 13, 2015
Prior Transfer Doc	0018420862
Record Updated	Oct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WATAUGA NC
Recording Date	Mar 9, 2023
Property Address	206 NORTHRIDGE RD, BEECH MOUNTAIN, NC 28604-8139
Document Number	0023220817
Book / Page	2322 / 817
Map Reference	MB 122 PG 409
Instrument Date	Mar 2, 2023
Instrument	729137
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4728 PORCHAVEN LN, APEX, NC 27539-5031

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	206 NORTHRIDGE RD, BEECH MOUNTAIN, NC 28604-8139
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022090704
Date	Aug 3, 2021
Book Page	2209/704
Instrument	709521

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 30, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	206 NORTHRIDGE RD, BEECH MOUNTAIN, NC 28604-8139
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021650121
Date	Feb 9, 2021
Book Page	2165/121
Instrument	702066

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Nov 14, 2019
Property Address	206 NORTHRIDGE RD, BEECH MOUNTAIN, NC 28604-8139
Document Number	0020600244
Book / Page	002060 / 000244
Instrument Date	Oct 15, 2019
Instrument	684665
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$896.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4728 PORCHAVEN LN APEX NC 275395031, APEX, NC 27539-5031

Mortgage

Document Number	20600247
Date	Nov 14, 2019
Book Page	002060/000247
Instrument	684666

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 13, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 206 Northridge Rd was $1,572, down 65.4% from the year before.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Beech Mountain Town
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$458,200 (-) Land $66,200 Building $392,000
2025	$1,572.00 (-65.36%)	$458,200 Land $66,200 Building $392,000
2024	$4,538.00		$458,200 Land $66,200 Building $392,000
2023		$429,100 Land $66,200 Building $362,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 206 Northridge Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2011–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 206 Northridge Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BEECH MOUNTAIN serves 2,468 people · EPA ID NC0195104
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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