206 N Queen St, Chestertown, MD 21620 Property Records

Kent County property record for 206 N Queen St, Chestertown, MD 21620

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,922 sqft · built 1900
Lot Size	0.194 acres (8,440 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Aug 2017)
Tax Bill	$6,292 (2026)
Deeds & Mortgages	Oct 2022 Transfer Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-020189`

Property Details

APN / Parcel Number

Primary APN	`04-020189`
Alternative APNs	`4020189` `020189`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,922 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood Shingle
Roof Material	Composition Shingle
Lot Area	8,440 sqft (0.194 acres)
Lot Dimensions	201 ft deep x 42 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	270 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	020189
Street Address	206 N QUEEN ST
City	CHESTERTOWN
State	MD
Zip	21620-1628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 42X201 206 N QUEEN ST CHESTERTOWN
Legal Subdivision	CHESTERTOWN
Legal Lot Number	206
Jurisdiction	KENT MD
Township / Civil Division	4, CHESTERTOWN
Census Block Group	2
Census Block	2005
Census Tract	950300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chestertown Historic District listed 1970 · 50 contributing resources · National Historic Landmark (designated 1970) · NRIS 70000263

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kent County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	206 N QUEEN ST, CHESTERTOWN, MD 21620-1628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Intrafamily Transfer, Transfer
Apr 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Mar 16, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 9, 2017	Grant Deed, Transfer · Conventional Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2017 · Amount on Record
Deed Sale	Aug 9, 2017 · Amount on Record
Prior Sale	Jun 16, 2003
Deed Document Number	2017914-171
Deed Book / Page	914 / 171
Last Transfer Date	Aug 24, 2022
Transfer Doc	0012770232
Record Updated	Oct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MD
Recording Date	Oct 5, 2022
Property Address	206 N QUEEN ST, CHESTERTOWN, MD 21620-1628
Document Number	0012770232
Book / Page	1277 / 232
Map Reference	LB 936 FO 449
Instrument Date	Aug 24, 2022
Transaction Type	Transfer
Record Updated	Oct 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	206 N QUEEN ST, CHESTERTOWN, MD 21620-1628

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MD
Property Address	206 N QUEEN ST, CHESTERTOWN, MD 21620-1628
Transaction Type	Mortgage
Record Updated	Jun 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011440021
Date	Apr 15, 2021
Book Page	1144/21

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MD
Recording Date	Mar 16, 2018
Property Address	206 N QUEEN ST, CHESTERTOWN, MD 21620-1628
Document Number	0009360449
Book / Page	000936 / 000449
Instrument Date	Feb 28, 2018
Transaction Type	Transfer
Record Updated	Mar 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	206 N QUEEN ST CHESTERTOWN MD 216201628, CHESTERTOWN, MD 21620-1628

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENT MD
Recording Date	Aug 9, 2017
Property Address	206 N QUEEN ST, CHESTERTOWN, MD 21620-1628
Document Number	0009140171
Book / Page	000914 / 000171
Instrument Date	Jun 30, 2017
Transaction Type	Transfer
Record Updated	Oct 24, 2017
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	206 N QUEEN ST CHESTERTOWN MD 216201628, CHESTERTOWN, MD 21620-1628

Mortgage

Document Number	9140177
Date	Aug 9, 2017
Book Page	000914/000177

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDIETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2047

Tax Assessment & Valuation

Source: Kent County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Kent County
Municipality	Chestertown Town
Unified School District	Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,292.00 (+2.43%) Homeowner's exemption	$401,500 (+0.58%)	$406,100 (+1.73%) Land $181,400 Building $224,700
2025	$6,143.00 (+16.26%) Homeowner's exemption	$399,200 (+7.91%) Land $181,400 Building $217,800	$399,200 (-) Land $181,400 Building $217,800
2023	$5,284.00 Homeowner's exemption	$369,933	$399,200 Land $181,400 Building $217,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	8 (1983–2003)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHESTERTOWN serves 5,400 people · EPA ID MD0140002
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
IQ Fiber Fiber	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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