Roscommon County property record for 206 N Main St, Roscommon, MI 48653
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,096 sqft · built 1870 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,000 (Sep 2026) |
| Tax Bill | $773 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Dec 2024 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-737-009-0000 |
| Primary APN | 055-737-009-0000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,096 sqft Building Perimeter |
| 1st Floor Area | 648 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Area | 580 sqft |
| Heating System | Space Heater |
|---|
| Street Address | 206 N MAIN ST |
|---|---|
| City | ROSCOMMON |
| State | MI |
| Zip | 48653-7915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 242 L-670 P-435 DDA LOT 9 BLK 37 206 N MAIN 48653 ROBINSON'S PLAT OF THE VILLAGE OF ROSCOMMON. |
| Legal Subdivision | ROBINSONS PLAT OF VILLAGE |
| Legal Block | 37 |
| Legal Lot Number | 9 |
| Jurisdiction | ROSCOMMON MI |
| Township / Civil Division | HIGGINS |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 970300 |
206 N Main St is owned and occupied by an individual who bought it in September 2026.
Source: Roscommon County records, as of September 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1230 S I 75 BUSINESS LOOP, 109, GRAYLING, MI 49738-2024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 3, 2026 | Warranty Deed, Transfer · Conventional Mortgage STAUNTON FINANCIAL INC |
| Dec 16, 2024 | Quit Claim Deed, Transfer · Line of Credit NORTH CENTRAL AREA CREDIT UNION |
| Feb 21, 2017 | Intrafamily Transfer, Transfer |
| Feb 21, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 3, 2026 · Amount on File |
| Deed Sale | Sep 3, 2026 · Amount on File |
| Deed Document Number | 20266177 |
| Deed Book / Page | 1194 / 1273 |
| Prior Transfer Date | Dec 16, 2024 |
| Prior Transfer Doc | 01188/2470 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Recording Date | Sep 3, 2026 |
| Property Address | 206 N MAIN ST, ROSCOMMON, MI 48653-7915 |
| Document Number | 0000006177 |
| Book / Page | 1194 / 1273 |
| Instrument Date | Sep 3, 2026 |
| Instrument | 20266177 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $60,600.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000006178, |
|---|---|
| Date | Sep 3, 2026 |
| Instrument | 20266178 |
| Name | STAUNTON FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0000006179, |
|---|---|
| Date | Sep 3, 2026 |
| Book Page | 1194/1275 |
| Instrument | 20266179 |
| Name | MICHIGAN STATE HSNG DEV AUTH |
|---|
| Amount | Amount on Record |
|---|
| Max Rate | -1% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Recording Date | Dec 16, 2024 |
| Property Address | 206 N MAIN ST, ROSCOMMON, MI 48653-7915 |
| Document Number | 01188/2470 |
| Book / Page | 1188 / 2470 |
| Instrument Date | Dec 3, 2024 |
| Instrument | 202400007678 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 206 N MAIN ST, ROSCOMMON, MI 48653-7915 |
| Document Number | 202500000538 |
|---|---|
| Date | Dec 16, 2024 |
| Instrument | 202500000538 |
| Name | NORTH CENTRAL AREA CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 183 Months |
| Due | Mar 1, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Recording Date | Feb 21, 2017 |
| Property Address | 206 N MAIN ST, ROSCOMMON, MI 48653-7915 |
| Document Number | 01161/1159 |
| Book / Page | 1161 / 1159 |
| Instrument Date | Feb 21, 2017 |
| Instrument | 201700001062 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 206 N MAIN ST, ROSCOMMON, MI 48653-7915 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Recording Date | Feb 21, 2017 |
| Property Address | 206 N MAIN ST, ROSCOMMON, MI 48653-7915 |
| Document Number | 01161/1160 |
| Book / Page | 1161 / 1160 |
| Instrument Date | Feb 21, 2017 |
| Instrument | 201700001063 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 206 N MAIN ST, ROSCOMMON, MI 48653-7915 |
The 2025 property tax bill for 206 N Main St was $773 with a homeowner's exemption, down 31.1% from the year before.
Source: Roscommon County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Roscommon County |
| County Subdivision | Higgins Township |
| Municipality | Roscommon Village |
| Unified School District | Roscommon Area Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $23,700 (+12.32%) | $47,400 (+12.32%) | |
| 2025 | $773.00 (-31.11%) Homeowner's exemption | $21,100 | $42,200 |
| 2024 | $1,122.00 | ||
| 2023 | $22,200 | $44,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 206 N Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 18, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 206 N Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF ROSCOMMON serves 1,075 people · EPA ID MI0005810 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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