206 N Main St, Ada, OH 45810 Property Records

Hardin County property record for 206 N Main St, Ada, OH 45810

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3,136 sqft · built 1900
Lot Size	0.049 acres (2,160 sqft)
Owner	Company Name on File
Last Sale	$140,000 (Jan 2026)
Tax Bill	$1,035 (2025)
Deeds & Mortgages	Oct 2009 Line of Credit Jan 2026 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-010036.0000`

Property Details

APN / Parcel Number

Primary APN	`25-010036.0000`

Interior

Units	2 Units
Building Area	3,136 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	2,160 sqft (0.049 acres)
Lot Dimensions	108 ft deep x 20 ft wide
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	206 N MAIN ST
City	ADA
State	OH
Zip	45810-1110
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	ORIGINAL PT 26-27
Legal Subdivision	VILLAGE OF ADA
Jurisdiction	HARDIN OH
Township / Civil Division	LIBERTY
Census Block Group	3
Census Block	3018
Census Tract	402

Owner

206 N Main St, a commercial property, is owned by a company that bought it in January 2026.

Source: Hardin County records, as of July 7, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 212, LIMA, OH 45802-0212
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2009	Deed of Trust, Mortgage · Line of Credit THE HOME SAVINGS AND LOAN CO OF KENTON O
Jan 16, 2026	Warranty Deed, Transfer · Line of Credit THE UNION BANK CO
Apr 12, 2024	Warranty Deed, Transfer · Line of Credit THE FORT JENNINGS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2026 · Amount on File
Deed Sale	Jan 16, 2026 · Amount on File
Prior Sale	Apr 12, 2024 · Amount on File
Deed Document Number	2026156
Deed Book / Page	576 / 3678
Record Updated	Sep 20, 2026

October 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	206 N MAIN ST, ADA, OH 45810-1110
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00488/0693
Date	Oct 29, 2009
Book Page	488/0693
Instrument	200900056525

Lender

Name	THE HOME SAVINGS AND LOAN CO OF KENTON O
Address	KENTON, OH 43326

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2039

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN OH
Recording Date	Jan 16, 2026
Property Address	206 N MAIN ST, ADA, OH 45810-1110
Document Number	00576/3678
Book / Page	576 / 3678
Instrument Date	Jan 15, 2026
Instrument	2026000156
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	NORTHWEST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 212, LIMA, OH 45802-0212

Mortgage

Document Number	2026000157
Date	Jan 16, 2026
Instrument	2026000157

Lender

Name	THE UNION BANK CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 15, 2036

Interest

Rate Type	Adjustable Rate

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN OH
Recording Date	Apr 12, 2024
Property Address	206 N MAIN ST, ADA, OH 45810-1110
Document Number	00570/2998
Book / Page	570 / 2998
Instrument Date	Mar 21, 2024
Instrument	2024000910
Transaction Type	Transfer
Record Updated	Jun 4, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4457 COUNTY ROAD 150, KENTON, OH 43326-9355

Mortgage

Document Number	00570/3000
Date	Apr 12, 2024
Book Page	570/3000
Instrument	2024000911

Lender

Name	THE FORT JENNINGS STATE BANK
Type	Bank
Address	120 N WATER ST, FORT JENNINGS, OH 45844

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Mar 22, 2044

Interest

Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 206 N Main St was $1,035, up 0.6% from the year before.

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Ada Village
County	Hardin County
County Subdivision	Liberty Township
Unified School District	Ada Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,035.00 (+0.58%)	$18,380 (-) Land $1,470 Building $16,910
2024	$1,029.00 (+0.1%)	$18,380 (-) Land $1,470 Building $16,910
2023	$1,028.00 (-3.56%)	$18,380 (+1.66%) Land $1,470 Building $16,910	$52,510 Land $4,200 Building $48,310
2022	$1,066.00	$18,080 Land $1,540 Building $16,540
2020			$51,660 Land $4,400 Building $47,260

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 206 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 206 N Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA VILLAGE serves 5,334 people · EPA ID OH3300012
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

May also be available: MetaLINK Technologies, T-Mobile, Watch TV.

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