206 N Gray St, Indianapolis, IN 46201 Property Records

Marion County property record for 206 N Gray St, Indianapolis, IN 46201

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,466 sqft · built 1910
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$218,900 (Jan 2023)
Tax Bill	$997 (2023)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Nov 2019 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`49-10-05-128-009.000-101`

Property Details

APN / Parcel Number

Primary APN	`49-10-05-128-009.000-101`
Alternative APN	`1068495`

Interior

Bedrooms	2 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,466 sqft Living Area
Gross Area	2,194 sqft
1st Floor Area	1,466 sqft
Basement Area	728 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1960
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	163 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1068495
Old Parcel Number	1068495
Street Address	206 N GRAY ST
City	INDIANAPOLIS
State	IN
Zip	46201-3344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIETZ E WASHINGTON ST ADD L14
Legal Range	04
Legal Township	15
Legal Section	05
Legal Subdivision	DIETZS E WASH ST ADD FLETCHERS
Legal Lot Number	14
Jurisdiction	MARION IN
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1004
Census Tract	355000

Owner

206 N Gray St is owned and occupied by an individual who bought it in January 2023.

Source: Marion County records, as of May 10, 2024

Owner of Record	Individual Name on File
Mailing Address	206 N GRAY ST, INDIANAPOLIS, IN 46201-3344
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2023	Limited Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 20, 2019	Deed of Trust, Mortgage · Commercial Mortgage FARMERS BANK
Aug 5, 2022	Warranty Deed, Transfer · Commercial Mortgage FTF LENDING LLC
Jun 16, 2022	Warranty Deed, Transfer
Sep 10, 2020	Warranty Deed, Transfer NOT AVAILABLE
Sep 4, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jan 25, 2019	Warranty Deed, Transfer FIRST AMERICAN TITLE
Feb 27, 2019	Correction Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2023 · Amount on File
Deed Sale	Jan 13, 2023 · Amount on File
Prior Sale	Aug 5, 2022 · Amount on File
Deed Document Number	A202300003287
Record Updated	Jun 7, 2026

January 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	MARION IN
Recording Date	Jan 13, 2023
Property Address	206 N GRAY ST, INDIANAPOLIS, IN 46201-3344
Document Number	0000003287
Map Reference	PB 11 PG 51
Instrument Date	Jan 9, 2023
Instrument	A202300003287
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 N GRAY ST, INDIANAPOLIS, IN 46201-3344

Mortgage

Document Number	0000003288
Date	Jan 13, 2023
Instrument	A202300003288

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	206 N GRAY ST, INDIANAPOLIS, IN 46201-3344
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000115627
Date	Nov 20, 2019
Instrument	A201900115627

Lender

Name	FARMERS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Nov 4, 2024

Interest

Rate Type	Fixed Rate

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Aug 5, 2022
Property Address	206 N GRAY ST, INDIANAPOLIS, IN 46201-3344
Document Number	0000088296
Map Reference	PB 11 PG 51
Instrument Date	Jul 29, 2022
Instrument	A202200088296
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5057 DEER CREEK PL, INDIANAPOLIS, IN 46254-3731

Mortgage

Document Number	0000088297
Date	Aug 5, 2022
Instrument	A202200088297

Lender

Name	FTF LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Jun 16, 2022
Property Address	206 N GRAY ST, INDIANAPOLIS, IN 46201-3344
Document Number	0000068472
Map Reference	PB11 PG51
Instrument Date	May 13, 2022
Instrument	A202200068472
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2885 SANFORD AVE SW # 37549, 37549, GRANDVILLE, MI 49418-1342

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Sep 10, 2020
Property Address	206 N GRAY ST, INDIANAPOLIS, IN 46201-3344
Document Number	0000100518
Instrument Date	Jul 27, 2020
Instrument	100518
Transaction Type	Transfer
Record Updated	Dec 4, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6028 N KEYSTONE AVE INDIANAPOLIS IN 462202422, INDIANAPOLIS, IN 46220-2422

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Sep 4, 2020
Property Address	206 N GRAY ST, INDIANAPOLIS, IN 46201-3344
Document Number	0000098280
Instrument Date	Jul 23, 2020
Instrument	98280
Transaction Type	Transfer
Record Updated	Oct 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	2885 SANFORD AVE SW GRANDVILLE MI 494181342, GRANDVILLE, MI 49418-1342

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Jan 25, 2019
Property Address	206 N GRAY ST, INDIANAPOLIS, IN 46201-3344
Document Number	0000007605
Instrument Date	Jan 7, 2019
Instrument	7605
Transaction Type	Transfer
Record Updated	Feb 6, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6028 N KEYSTONE AVE INDIANAPOLIS IN 462202422, INDIANAPOLIS, IN 46220-2422

February 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	MARION IN
Recording Date	Feb 27, 2019
Property Address	206 N GRAY ST, INDIANAPOLIS, IN 46201-3344
Document Number	0000016977
Instrument Date	Jan 7, 2019
Instrument	16977
Transaction Type	Transfer
Record Updated	Mar 12, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6028 N KEYSTONE AVE INDIANAPOLIS IN 462202422, INDIANAPOLIS, IN 46220-2422

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Center Township
Consolidated City	Indianapolis City
Unified School District	Indianapolis Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$997.00 (-70.89%)	$105,400 (+1.44%) Land $11,800 Building $93,600	$105,400 (+1.44%) Land $11,800 Building $93,600
2022	$3,425.00	$103,900 Land $11,800 Building $92,100	$103,900 Land $11,800 Building $92,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 206 N Gray St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 206 N Gray St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 869 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: On-Ramp Indiana, Xiber.

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