206 N Cedar St, Commerce, OK 74339 Property Records

Ottawa County property record for 206 N Cedar St, Commerce, OK 74339

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,443 sqft · built 1938
Lot Size	0.29 acres (12,640 sqft)
Owner	2 Individual Names on Record
Tax Bill	$197 (2025)
Deeds & Mortgages	May 2025 Transfer Feb 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20359`

Property Details

APN / Parcel Number

Primary APN	`20359`
Alternative APN	`5630-00-075-006-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,443 sqft Living Area
1st Floor Area	1,443 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1991
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Metal
Lot Area	12,640 sqft (0.29 acres)
Garage Type	Detached
Garage Area	192 sqft
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	20359
Street Address	206 N CEDAR ST
City	COMMERCE
State	OK
Zip	74339-1816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 6 - 7, BLK 75 FIRST ADDN TO NORTH MIAMI NOW COMMERCE
Legal Subdivision	FIRST ADDN TO NORTH MIAMI NOW COMMERCE
Legal Block	75
Legal Lot Number	6,7
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	3
Census Block	3064
Census Tract	574200

Owner

Source: Ottawa County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	206 N CEDAR ST, COMMERCE, OK 74339-1816
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 2, 2025	Quit Claim Deed, Transfer Quitclaim
Feb 1, 2019	Warranty Deed, Transfer · Line of Credit THE FIRST NATL BANK & TRUST BROKEN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 1, 2025
Transfer Doc	001231/694
Record Updated	Oct 29, 2026

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTTAWA OK
Recording Date	May 2, 2025
Property Address	206 N CEDAR ST, COMMERCE, OK 74339-1816
Document Number	001231/694
Book / Page	1231 / 694
Instrument Date	May 1, 2025
Instrument	I-2025-001938
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	206 N CEDAR ST, COMMERCE, OK 74339-1816

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Feb 1, 2019
Property Address	206 N CEDAR ST, COMMERCE, OK 74339-1816
Document Number	001084/610
Book / Page	1084 / 610
Instrument Date	Jan 31, 2019
Instrument	2019-000418
Transaction Type	Transfer
Record Updated	Mar 8, 2023
Title Company	PROVO ABSTRACT COMPANY, PHOTO ABSTRACT CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$21.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	725 OAK ST, MIAMI, OK 74354-2004

Mortgage

Document Number	2019000419
Date	Feb 1, 2019
Instrument	2019-000419

Lender

Name	THE FIRST NATL BANK & TRUST BROKEN
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Commerce City
Unified School District	Commerce Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,625 (+127.16%) Land $324 Building $4,301	$40,567 (+0.58%) Land $2,838 Building $37,729
2025	$197.00 (+0.51%)	$2,036 (+4.95%) Land $299 Building $1,737	$40,334 (-8.48%) Land $2,838 Building $37,496
2024	$196.00 (+18.07%)	$1,940 (+5.04%) Land $285 Building $1,655	$44,071 (-) Land $2,500 Building $41,571
2023	$166.00 (+3.11%)	$1,847 (+4.94%) Land $285 Building $1,562	$44,071 (-) Land $2,500 Building $41,571
2022	$161.00	$1,760 Land $285 Building $1,475	$44,071 Land $2,500 Building $41,571

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 2,645 people · EPA ID OK2005810
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	37 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
The Junction Internet Fixed Wireless	100 / 20
Wisper ISP Fixed Wireless	100 / 20

May also be available: T-Mobile.

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