206 N 4th St, Victor, CO 80860 Property Records

Teller County property record for 206 N 4th St, Victor, CO 80860

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 918 sqft · built 1936
Lot Size	0.117 acres (5,097 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Oct 2025)
Tax Bill	$813 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Aug 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5003.293080060`

Property Details

APN / Parcel Number

Primary APN	`5003.293080060`
Alternative APN	`R0020752`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	918 sqft Living Area
Basement Area	918 sqft
Finished Basement	822 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Block
Roof Type	Shed Roof
Roof Material	Metal
Lot Area	5,097 sqft (0.117 acres)

Exterior Amenities

Porch	Porch
Porch Area	105 sqft
Deck Area	57 sqft
Patio Area	57 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0020752
Street Address	206 N 4TH ST
City	VICTOR
State	CO
Zip	80860-5024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VIC
Legal Description	PT L17-19 B7 LITTLE MONTANA ADD LYING W OF THE FLORENCE & CR CK RR
Legal Range	69W
Legal Township	15S
Legal Section	29
Legal Subdivision	VICTOR LITTLE MONTANA ADD
Legal Block	7
Legal Lot Number	17-19
Jurisdiction	TELLER CO
Township / Civil Division	CRIPPLE CREEK
Census Block Group	1
Census Block	1032
Census Tract	10203

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Victor Downtown Historic District listed 1985 · 54 contributing resources · NRIS 85001463

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

206 N 4th St is owned by two individuals who bought it in October 2025.

Source: Teller County records, as of April 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 297, VICTOR, CO 80860-0297
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Personal Representative Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 21, 2020	Warranty Deed, Transfer · Conventional Mortgage EUGENE M & CAROL A SPERRY
Jun 10, 2019	Grant Deed, Transfer · Conventional with PMI CB&T MTG
Jul 28, 2017	Grant Deed, Transfer · Conventional Mortgage * OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2025 · Amount on File
Deed Sale	Oct 21, 2025 · Amount on File
Prior Sale	Jun 10, 2019 · Amount on File
Deed Document Number	2025776844
Record Updated	Oct 29, 2026

October 2025: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	TELLER CO
Recording Date	Oct 21, 2025
Property Address	206 N 4TH ST, VICTOR, CO 80860-5024
Document Number	0000776844
Instrument Date	Oct 16, 2025
Instrument	776844
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 297, VICTOR, CO 80860-0297

Mortgage

Document Number	0000776845
Date	Oct 21, 2025
Instrument	776845

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TELLER CO
Recording Date	Aug 21, 2020
Property Address	206 N 4TH ST, VICTOR, CO 80860-5024
Document Number	0000728611
Instrument Date	Aug 21, 2020
Instrument	728611
Transaction Type	Transfer
Record Updated	Sep 10, 2020
Title Company	EMPIRE TITLE/COMPANY SPRINGS LLC, EMPIRE TITLE/CO SPGS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	108 N PARK ST WOODLAND PARK CO 808631296, WOODLAND PARK, CO 80863-1296

Mortgage

Document Number	728612
Date	Aug 21, 2020
Instrument	728612

Lender

Name	EUGENE M & CAROL A SPERRY
Address	PO BOX 9030, WOODLAND PARK, CO 80866-9030
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 20, 2030

Interest

Rate	5%

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TELLER CO
Recording Date	Jun 10, 2019
Property Address	206 N 4TH ST, VICTOR, CO 80860-5024
Document Number	0000716582
Instrument Date	Jun 6, 2019
Instrument	716582
Transaction Type	Transfer
Record Updated	Jun 20, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	206 N 4TH ST VICTOR CO 80860, VICTOR, CO 80860

Mortgage

Document Number	716583
Date	Jun 10, 2019
Instrument	716583

Lender

Name	CB&T MTG
Type	Mortgage Company
Address	COLORADO SPRINGS, CO 80903

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 9, 2049

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TELLER CO
Recording Date	Jul 28, 2017
Property Address	206 N 4TH ST, VICTOR, CO 80860-5024
Document Number	0000699537
Instrument Date	Jul 21, 2017
Instrument	699537
Transaction Type	Transfer
Record Updated	Aug 15, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 N 4TH ST VICTOR CO 80860, VICTOR, CO 80860

Mortgage

Document Number	699538
Date	Jul 28, 2017
Instrument	699538

Lender

Name	* OTHER INSTITUTIONAL LENDERS
Address	7250 CAMPUS DR, COLORADO SPRINGS, CO 80920-6517

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 206 N 4th St was $813, up 7.7% from the year before.

Source: Teller County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Teller County
Municipality	Victor City
Unified School District	Cripple Creek-Victor School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$813.00 (+7.68%)	$17,500 (+7.03%) Land $392 Building $17,108
2024	$755.00 (+0.27%)	$16,350 (-) Land $339 Building $16,011	$280,019 (-6.33%) Land $6,268 Building $273,751
2023	$753.00 (+21.45%)	$16,350 (+27.44%) Land $340 Building $16,010	$298,948 (+61.99%) Land $6,198 Building $292,750
2022	$620.00	$12,830 Land $250 Building $12,580	$184,551 Land $3,596 Building $180,955

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 206 N 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 206 N 4th St is high, ranking above 80% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 83% of Colorado
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VICTOR serves 491 people · EPA ID CO0160700
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024 Turbidity resolved · Dec 2022
Treatment and Procedure	Sanitary survey deficiency not corrected May 2025
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mountain iNet Fixed Wireless	10 / 1
CenturyLink DSL	10 / 1

Cell Coverage

4G LTE only, no 5G reported

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