206 Mosaic Ct, Stephenson, VA 22656 Property Records

Frederick County property record for 206 Mosaic Ct, Stephenson, VA 22656

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,685 sqft · built 2014
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Trust Names on File
Last Sale	$345,500 (Sep 2019)
Tax Bill	$2,651 (2026)
Deeds & Mortgages	Sep 2025 Transfer Sep 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`44E2-1-82`

Property Details

APN / Parcel Number

Primary APN	`44E2-1-82`
Alternative APN	`8048531`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,685 sqft Living Area
Gross Area	4,892 sqft
1st Floor Area	1,235 sqft
Basement Area	1,235 sqft
Unfinished Basement	1,235 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2022
Exterior Material	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Terrain	Rolling
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	105 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8048531
Street Address	206 MOSAIC CT
City	STEPHENSON
State	VA
Zip	22656-1893
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	SNOWDEN BRIDGE L82 S2
Legal Subdivision	5
Legal Lot Number	82
Jurisdiction	FREDERICK VA
Township / Civil Division	STONEWALL
Census Block Group	4
Census Block	4019
Census Tract	50100

Owner

206 Mosaic Ct is owner-occupied and held in a trust since September 2025.

Source: Frederick County records, as of August 18, 2026

Owner of Record	2 Trust Names on File
Mailing Address	206 MOSAIC CT, STEPHENSON, VA 22656-1893
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2025	Intrafamily Transfer, Transfer
Sep 23, 2019	Grant Deed, Transfer RGS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2019 · Amount on File
Deed Sale	Sep 23, 2019 · Amount on File
Prior Sale	Feb 26, 2014 · Amount on File
Deed Document Number	20199954
Last Transfer Date	Sep 8, 2025
Transfer Doc	0000008959
Record Updated	Sep 20, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK VA
Recording Date	Sep 9, 2025
Property Address	206 MOSAIC CT, STEPHENSON, VA 22656-1893
Document Number	0000008959
Map Reference	DOC 110008929
Instrument Date	Sep 8, 2025
Instrument	250008959
Transaction Type	Transfer
Record Updated	Oct 1, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	206 MOSAIC CT, STEPHENSON, VA 22656-1893

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Sep 23, 2019
Property Address	206 MOSAIC CT, STEPHENSON, VA 22656-1893
Document Number	0000009954
Instrument Date	Sep 20, 2019
Instrument	9954
Transaction Type	Transfer
Record Updated	Oct 8, 2019
Title Company	RGS TITLE

Transaction

Amount	Amount on Record
Tax	$345.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	206 MOSAIC CT STEPHENSON VA 226561893, STEPHENSON, VA 22656-1893

Tax Assessment & Valuation

The 2026 property tax bill for 206 Mosaic Ct was $2,651, up 10.4% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,651.00 (+10.41%)	$500,200 (-) Land $93,000 Building $407,200	$500,200 (-) Land $93,000 Building $407,200
2025	$2,401.00	$500,200 Land $93,000 Building $407,200	$500,200 Land $93,000 Building $407,200
2023		$428,700 Land $77,000 Building $351,700	$428,700 Land $77,000 Building $351,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 206 Mosaic Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 206 Mosaic Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mosaic Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures