Northampton County property record for 206 Monroe Ave, Cape Charles, VA 23310
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,748 sqft · built 1920 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $760,000 (Mar 2023) |
| Tax Bill | $5,519 (2025) |
| Deeds & Mortgages | Oct 2026 Transfer Mar 2023 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 83A3-1-414B |
| Primary APN | 83A3-1-414B |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,748 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Wood Siding |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 120 ft deep x 55 ft wide |
| Porch | Patio |
| Porch Area | 20 sqft |
| Deck Area | 4 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Oil |
| Account Number | 10006236 |
|---|---|
| Street Address | 206 MONROE AVE |
| City | CAPE CHARLES |
| State | VA |
| Zip | 23310-3218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS #415 AND PART #414 55X1 LOTS #415 AND PART #414 55X1 |
| Legal Lot Number | 414-415 |
| Jurisdiction | NORTHAMPTON VA |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 930301 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Cape Charles Historic District listed 1991 · 588 contributing resources · NRIS 90002122 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
206 Monroe Ave is held in a trust since October 2026.
Source: Northampton County records, as of October 16, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2714 UNICORN LN NW, WASHINGTON, DC 20015-2234 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2026 | Gift Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC UNION BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 21, 2023 · Amount on File |
| Deed Sale | Mar 21, 2023 · Amount on File |
| Deed Document Number | 2023528 |
| Last Transfer Date | Oct 5, 2026 |
| Transfer Doc | 0000001878 |
| Record Updated | Oct 29, 2026 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Oct 5, 2026 |
| Property Address | 206 MONROE AVE, CAPE CHARLES, VA 23310-3218 |
| Document Number | 0000001878 |
| Instrument Date | Oct 5, 2026 |
| Instrument | 20261878 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2714 UNICORN LN NW, WASHINGTON, DC 20015-2234 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Mar 21, 2023 |
| Property Address | 206 MONROE AVE, CAPE CHARLES, VA 23310-3218 |
| Document Number | 0230000528 |
| Instrument Date | Mar 16, 2023 |
| Instrument | 230000528 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2023 |
| Title Company | A AND N TITLE AND SETTLEMENT, A&N TITLE & SETTLEMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2714 UNICORN LN NW, WASHINGTON, DC 20015-2234 |
| Investor | Possibly a Property Investor |
| Document Number | 0230000529 |
|---|---|
| Date | Mar 21, 2023 |
| Instrument | 230000529 |
| Name | ATLANTIC UNION BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.63% |
The 2025 property tax bill for 206 Monroe Ave was $5,519.
Source: Northampton County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Cape Charles Town |
| County | Northampton County |
| Unified School District | Northampton County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,519.00 | $782,900 Land $258,500 Building $524,400 | |
| 2024 | $782,900 (+41.04%) Land $258,500 Building $524,400 | ||
| 2023 | $4,218.00 | $555,100 Land $238,500 Building $316,600 | $555,100 Land $238,500 Building $316,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 206 Monroe Ave in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 83 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 98 units insured incl. 15 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 206 Monroe Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CAPE CHARLES serves 1,342 people · EPA ID VA3131120 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Eastern Shore of Virginia Broadband Authority Fiber | 200 / 200 |
| T-Mobile Fixed Wireless | 100 / 20 |
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