McHenry County property record for 206 McComb St, Harvard, IL 60033
| Property Type | Commercial |
|---|---|
| Lot Size | 0.303 acres (13,231 sqft) |
| Owner | Owner Name on Record |
| Deeds & Mortgages | Nov 2025 Mortgage Sep 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-35-483-004 |
| Primary APN | 01-35-483-004 |
|---|
| Lot Area | 13,231 sqft |
|---|
| Street Address | 206 MCCOMB ST |
|---|---|
| City | HARVARD |
| State | IL |
| Zip | 60033-3057 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | DOC 2011R0022866 LTS 2 & 3 BLK 9 HARTS 1ST ADDN CITY OF HARVARD |
| Legal Subdivision | HARTS 1ST ADD |
| Legal Block | 9 |
| Legal Lot Number | 2-3 3 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | CHEMUNG |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 870302 |
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 604 N JEFFERSON ST, HARVARD, IL 60033-2451 |
| Date | Document |
|---|---|
| Nov 4, 2025 | Deed of Trust, Mortgage · Non-Conforming Investor Loan FIRST SECURE STATE BANK |
| Sep 20, 2023 | Deed of Trust, Mortgage · Commercial Mortgage STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Jan 22, 2008 |
| Last Transfer Date | Jun 1, 2011 |
| Transfer Doc | 0000022866 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 206 MCCOMB ST, HARVARD, IL 60033-3057 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000030921 |
|---|---|
| Date | Nov 4, 2025 |
| Instrument | 2025R0030921 |
| Name | FIRST SECURE STATE BANK |
|---|---|
| Type | Bank |
| Address | WONDER LAKE, IL 60097 |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 3, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 206 MCCOMB ST, HARVARD, IL 60033-3057 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000023603 |
|---|---|
| Date | Sep 20, 2023 |
| Instrument | 2023R0023603 |
| Name | STATE BANK |
|---|---|
| Type | Bank |
| Address | HARVARD, IL 60033 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Chemung Township |
| Municipality | Harvard City |
| Unified School District | Harvard Community Unit School District 50 (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2022 | $44,445 Land $10,689 Building $33,756 | $133,335 Land $32,067 Building $101,268 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2003–2013) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARVARD serves 9,469 people · EPA ID IL1110250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 7 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
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