206 Ludlow St, Laura, OH 45337 Property Records

Miami County property record for 206 Ludlow St, Laura, OH 45337

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 797 sqft · built 1941
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on Record
Tax Bill$1,158 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNL36-001150

Property Details

APN / Parcel Number

Primary APNL36-001150
Alternative APNs
  • 070403.4-06-004-00
  • L36LA019 00500

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area797 sqft Living Area
1st Floor Area1,594 sqft

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions165 ft deep x 58 ft wide
Garage TypeMixed
Garage Area672 sqft
Parking Spaces2 Parking Spaces
Deck Area144 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address206 LUDLOW ST
CityLAURA
StateOH
Zip45337-7727
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIN LOT 96 57.75 CEN PT
Legal Lot Number96
JurisdictionMIAMI OH
Township / Civil DivisionUNION
Census Block Group1
Census Block1016
Census Tract340100

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address206 LUDLOW ST, LAURA, OH 45337-7727
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 5, 2021
Deed SaleApr 5, 2021
Prior SaleMar 9, 2006 · Amount on Record
Deed Document Number20215753
Record UpdatedOct 29, 2026

April 2021: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionMIAMI OH
Recording DateApr 5, 2021
Property Address206 LUDLOW ST, LAURA, OH 45337-7727
Document Number0000005753
Instrument DateApr 1, 2021
Instrument2021OR-05753
Transaction TypeTransfer
Record UpdatedJul 20, 2021
Title CompanyFIRST TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address206 LUDLOW ST, LAURA, OH 45337

Mortgage

Document Number0000005754
DateApr 5, 2021
Instrument2021OR-05754
Lender
NameWRIGHT-PATT CREDIT UNION INC
TypeCredit Union
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionUnion Township
MunicipalityLaura Village
Unified School DistrictMilton-Union Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,158.00 (+6.53%) Homeowner's exemption$36,930 (+23.84%) Land $5,010 Building $31,920$105,500 (+23.83%) Land $14,300 Building $91,200
2024$1,087.00 (+2.26%) Homeowner's exemption$29,820 (-) Land $5,460 Building $24,360
2023$1,063.00 (-3.36%) Homeowner's exemption$29,820 (-) Land $5,460 Building $24,360$85,200 (-) Land $15,600 Building $69,600
2022$1,100.00 Homeowner's exemption$29,820 Land $5,460 Building $24,360$85,200 Land $15,600 Building $69,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAURA VILLAGE PWS
serves 487 people · EPA ID OH5500612
Water SourceGroundwater
Last State InspectionJul 2021
Lead2 ppb (2025)
action level 15 ppb
Copper1.77 mg/L (2017)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
No certified operator
Jan 2026
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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