206 Locust St, Union Gap (Yakima), WA 98903 Property Records

Yakima County property record for 206 Locust St, Union Gap, WA 98903

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1940
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$239,000 (Nov 2023)
Tax Bill	$1,394 (2026)
Deeds & Mortgages	Aug 2025 Mortgage Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`191205-23439`

Property Details

APN / Parcel Number

Primary APN	`191205-23439`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
Gross Area	800 sqft
1st Floor Area	768 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1972
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
View / Lot	Road
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	32 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Wood
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	206 LOCUST ST
City	UNION GAP
State	WA
Zip	98903-1749
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LAUBERS ADD.TO UNION GAP: E 50 FT OF W 150 FT OF N 100 FT OF LOT 17
Legal Subdivision	LAUBERS ADD.TO UNION GAP
Legal Lot Number	17
Jurisdiction	YAKIMA WA
Township / Civil Division	YAKIMA
Census Block Group	1
Census Block	1045
Census Tract	1400

Owner

206 Locust St is owned and occupied by two individuals who bought it in November 2023.

Source: Yakima County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	206 LOCUST ST, UNION GAP, WA 98903-1749
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2025	Deed of Trust, Mortgage · FHA Mortgage CMG MORTGAGE INC
Nov 3, 2023	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2023 · Amount on File
Deed Sale	Nov 3, 2023 · Amount on File
Prior Sale	Jul 10, 2009 · Amount on File
Deed Document Number	20238187081
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAKIMA WA
Property Address	206 LOCUST ST, UNION GAP, WA 98903-1749
Transaction Type	Mortgage
Record Updated	Sep 29, 2025
Title Company	VALLET TITLE, VALLEY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 LOCUST ST, UNION GAP, WA 98903-1749

Mortgage

Document Number	0202533588
Date	Aug 15, 2025
Instrument	202533588

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAKIMA WA
Recording Date	Nov 3, 2023
Property Address	206 LOCUST ST, UNION GAP, WA 98903-1749
Document Number	0008187081
Map Reference	VOL C PG 47
Instrument Date	Nov 1, 2023
Instrument	8187081
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	PACIFIC ALLIANCE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,829.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 LOCUST ST, UNION GAP, WA 98903-1749

Mortgage

Document Number	0008187082
Date	Nov 3, 2023
Instrument	8187082

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Mortgage

Document Number	0008187083
Date	Nov 3, 2023
Instrument	8187083

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 206 Locust St was $1,394.

Source: Yakima County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Yakima County
Municipality	Union Gap City
Unified School District	Union Gap School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,394.00	$181,200 Land $75,400 Building $105,800	$181,200 Land $75,400 Building $105,800
2023	$909.00	$117,000 Land $24,200 Building $92,800	$117,000 Land $24,200 Building $92,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 206 Locust St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective March 27, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	Feb 1996 · High Winds, Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 206 Locust St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 71% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION GAP WATER serves 6,433 people · EPA ID WA5390250
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Gigabeam Internet Fixed Wireless	500 / 500
Advanced High Speed Internet Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
PocketiNet Fixed Wireless	200 / 50
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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