206 Laurel Dr, Cross Junction, VA 22625 Property Records

Frederick County property record for 206 Laurel Dr, Cross Junction, VA 22625

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,550 sqft · built 2016
Lot Size	0.29 acres (12,850 sqft)
Owner	Individual Name on File
Last Sale	$199,900 (Mar 2017)
Tax Bill	$1,589 (2026)
Deeds & Mortgages	Mar 2017 Sale & Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18A088A-3-2`

Property Details

APN / Parcel Number

Primary APN	`18A088A-3-2`
Alternative APN	`8002826`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	13 Rooms
Stories	1 Story
Building Area	1,550 sqft Living Area
Gross Area	3,162 sqft
1st Floor Area	912 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2023
Exterior Material	Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,850 sqft (0.29 acres)
Terrain	Wooded
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8002826
Street Address	206 LAUREL DR
City	CROSS JUNCTION
State	VA
Zip	22625-2551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LAKE HOLIDAY EST. L2 P3 S .8A
Legal Subdivision	LAKE HOLIDAY
Legal Phase	3
Legal Lot Number	2
Jurisdiction	FREDERICK VA
Township / Civil Division	GAINESBORO
Census Block Group	4
Census Block	4031
Census Tract	50300

Owner

206 Laurel Dr is owned and occupied by an individual who bought it in March 2017.

Source: Frederick County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	206 LAUREL DR, CROSS JUNCTION, VA 22625-2551
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2017	Warranty Deed, Transfer · Conventional Mortgage INTEGRITY HOME MORTGAGE CORPORATION
Mar 13, 2017	Deed of Trust, Mortgage INTEGRITY HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2017 · Amount on File
Deed Sale	Mar 13, 2017 · Amount on File
Deed Document Number	20172549
Record Updated	Sep 20, 2026

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Mar 13, 2017
Property Address	206 LAUREL DR, CROSS JUNCTION, VA 22625-2551
Document Number	0000002549
Instrument Date	Mar 13, 2017
Instrument	170002549
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 LAUREL DR, CROSS JUNCTION, VA 22625-2551

Mortgage

Document Number	0000002550
Date	Mar 13, 2017
Instrument	170002550

Lender

Name	INTEGRITY HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	206 LAUREL DR, CROSS JUNCTION, VA 22625-2551
Document Number	0000002550
Instrument Date	Mar 13, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017
Title Company	RGS FOUNTAINHEAD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 LAUREL DR CROSS JUNCTION VA 22625, CROSS JUNCTION, VA 22625

Mortgage

Document Number	0000002550
Date	Mar 13, 2017
Instrument	2550

Lender

Name	INTEGRITY HM MTG
Type	Mortgage Company
Address	WINCHESTER, VA 22602

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 206 Laurel Dr was $1,589, up 10.3% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,589.00 (+10.35%)	$299,900 Land $58,000 Building $241,900	$299,900 Land $58,000 Building $241,900
2025	$1,440.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 206 Laurel Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 206 Laurel Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE HOLIDAY ESTATES private · serves 2,130 people · EPA ID VA2069650
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Laurel Dr

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