206 Lakeover Pl, Athens, GA 30607 Property Records

Athens-Clarke County Unified Government property record for 206 Lakeover Pl, Athens, GA 30607

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,109 sqft · built 2005
Lot Size	0.69 acres (30,217 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Nov 2023)
Tax Bill	$4,735 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-1-A3 A-006`

Property Details

APN / Parcel Number

Primary APN	`06-1-A3 A-006`
Alternative APNs	`061A3 A 6` `35365`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,109 sqft Heated Area
Basement Area	1,227 sqft
Unfinished Basement	1,227 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2009
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,217 sqft (0.69 acres)
Garage Type	Attached
Garage Area	430 sqft

Exterior Amenities

Porch	Slab
Porch Area	44 sqft
Deck Area	150 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	35365
Street Address	206 LAKEOVER PL
City	ATHENS
State	GA
Zip	30607-2116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-25
Legal Description	LOT 6 - RIVERCLIFF REV.
Legal Subdivision	RES-BV-032
Legal Lot Number	6
Jurisdiction	CLARKE GA
Township / Civil Division	BOGART
Census Block Group	1
Census Block	1000
Census Tract	130500

Owner

Source: Athens-Clarke County Unified Government records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	206 LAKEOVER PL, ATHENS, GA 30607-2116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage TRUST BANK
Jul 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Nov 17, 2023	Warranty Deed, Transfer · FHA Mortgage GENEVA FINANCIAL
Nov 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2023 · Amount on Record
Deed Sale	Nov 17, 2023 · Amount on Record
Prior Sale	Dec 12, 2014 · Amount on Record
Deed Book / Page	5541 / 514
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARKE GA
Recording Date	Jul 31, 2026
Property Address	206 LAKEOVER PL, ATHENS, GA 30607-2116
Document Number	5854000306
Book / Page	5854 / 306
Instrument Date	Jul 30, 2026
Transaction Type	Mortgage
Record Updated	Aug 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 LAKEOVER PL, ATHENS, GA 30607-2116

Mortgage

Document Number	5854000306,
Date	Jul 31, 2026
Book Page	5854/306

Lender

Name	TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARKE GA
Recording Date	Jul 9, 2026
Property Address	206 LAKEOVER PL, ATHENS, GA 30607-2116
Document Number	5845000162
Book / Page	5845 / 162
Instrument Date	Jul 8, 2026
Transaction Type	Mortgage
Record Updated	Aug 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 LAKEOVER PL, ATHENS, GA 30607-2116

Mortgage

Document Number	5845000162,
Date	Jul 9, 2026
Book Page	5845/162

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARKE GA
Recording Date	Nov 17, 2023
Property Address	206 LAKEOVER PL, ATHENS, GA 30607-2116
Document Number	0055410514
Book / Page	5541 / 514
Instrument Date	Nov 16, 2023
Transaction Type	Transfer
Record Updated	Dec 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3.70
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	206 LAKEOVER PL, ATHENS, GA 30607-2116

Mortgage

Document Number	0005541516
Date	Nov 17, 2023
Instrument	5541/516

Lender

Name	GENEVA FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2053

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARKE GA
Property Address	206 LAKEOVER PL, ATHENS, GA 30607-2116
Document Number	0049110018
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 LAKEOVER PL ATHENS GA 306072116, ATHENS, GA 30607-2116

Mortgage

Document Number	0049110018
Date	Nov 18, 2019
Book Page	004911/000018

Lender

Name	SYNOVUS BK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2049

Tax Assessment & Valuation

Source: Athens-Clarke County Unified Government assessment roll, as of November 13, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Athens-Clarke County Unified Government
Unified School District	Clarke County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,735.00 (+78.07%)	$152,527 (+28.09%) Land $14,000 Building $138,527	$381,317 (+28.09%) Land $35,000 Building $346,317
2023	$2,659.00 (-13.95%) Homeowner's exemption	$119,082 (+11.42%) Land $14,000 Building $105,082	$297,706 (+11.42%) Land $35,000 Building $262,706
2022	$3,090.00 Homeowner's exemption	$106,872 Land $12,000 Building $94,872	$267,181 Land $30,000 Building $237,181

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS-CLARKE CO WATER SYSTEM serves 125,000 people · EPA ID GA0590000
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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