Carter County property record for 206 Johnson St, Grayson, KY 41143
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,218 sqft · built 1974 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $199,900 (May 2025) |
| Tax Bill | $935 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 104-10-01-002.00 |
| Primary APN | 104-10-01-002.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,218 sqft Living Area |
| Basement Area | 1,218 sqft |
| Finished Basement | 1,218 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 17,424 sqft (0.4 acres) |
| View / Lot | Waterfront - Canal |
| Garage Type | Attached |
| Garage Area | 364 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 70 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating Fuel | Gas |
| Account Number | 28684 |
|---|---|
| Street Address | 206 JOHNSON ST |
| City | GRAYSON |
| State | KY |
| Zip | 41143-1325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOT 3 & 1/2 OF LOT 4 |
| Legal Subdivision | GREEN ACRES |
| Legal Lot Number | 3-4 |
| Jurisdiction | CARTER KY |
| Township / Civil Division | GRAYSON |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 960602 |
Source: Carter County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 396 SILVER LEAF DR, GRAYSON, KY 41143-8623 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 25, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 1, 2020 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 21, 2018 | Warranty Deed, Transfer · FHA Mortgage WOLFE FINANCIAL INC |
| Mar 16, 2017 | Intrafamily Transfer, Transfer · ARM CITY NATIONAL BANK OF WEST VIRGINIA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2025 · Amount on Record |
| Deed Sale | May 27, 2025 · Amount on Record |
| Prior Sale | Mar 21, 2018 · Amount on Record |
| Deed Document Number | 20251007242 |
| Deed Book / Page | 537 / 790 |
| Prior Transfer Date | Apr 9, 2025 |
| Prior Transfer Doc | 0001005530 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER KY |
| Property Address | 206 JOHNSON ST, GRAYSON, KY 41143-1325 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 000474/164 |
|---|---|
| Date | Mar 25, 2022 |
| Book Page | 474/164 |
| Instrument | 541073 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER KY |
| Property Address | 206 JOHNSON ST, GRAYSON, KY 41143-1325 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | OR433/396 |
|---|---|
| Date | Jul 1, 2020 |
| Book Page | OR433/396 |
| Instrument | 433328 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 333 Months |
| Due | Apr 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTER KY |
| Recording Date | Mar 21, 2018 |
| Property Address | 206 JOHNSON ST, GRAYSON, KY 41143-1325 |
| Document Number | 0OR389/374 |
| Book / Page | OR389 / 374 |
| Map Reference | DD OR372 PG 265 |
| Instrument Date | Mar 9, 2018 |
| Instrument | 383709 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | RAINBOW TITLE COMPANY, RAINBOW TITLE COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $110.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2700 SMITH BR, 2700, GRAYSON, KY 41143-7274 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 206 JOHNSON ST, GRAYSON, KY 41143-1325 |
| Document Number | 0000383710 |
|---|---|
| Date | Mar 21, 2018 |
| Instrument | 383710 |
| Name | WOLFE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARTER KY |
| Recording Date | Mar 16, 2017 |
| Property Address | 206 JOHNSON ST, GRAYSON, KY 41143-1325 |
| Document Number | 0OR372/265 |
| Book / Page | OR372 / 265 |
| Map Reference | DD 13 PG 8 |
| Instrument Date | Mar 14, 2017 |
| Instrument | 379566 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 305 S 3RD ST, 305, NICHOLASVILLE, KY 40356-1471 |
| Name | Verified Name |
|---|---|
| Address | 2700 SMITH BR, GRAYSON, KY 41143-7274 |
| Document Number | 0000379567 |
|---|---|
| Date | Mar 16, 2017 |
| Instrument | 379567 |
| Name | CITY NATIONAL BANK OF WEST VIRGINIA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.49% |
| Type Change Date | Apr 1, 2020 |
| Change Frequency | 3 Years |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 6.49% |
| Index | 3-Year CMT |
| Max Rate | 8.49% |
Source: Carter County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Carter County |
| Municipality | Grayson City |
| Unified School District | Carter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $935.00 (-1.06%) | $109,700 (-) | $109,700 (-) |
| 2023 | $945.00 | $109,700 | $109,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Mar 2021 · Severe, Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Optimum Cable | 500 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
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