206 Jay St, Albany, NY 12210 Property Records

Albany County and Albany City property record for 206 Jay St, Albany, NY 12210

Property Summary

Property Type	Triplex
Details	3 bd · 3 ba · 1,890 sqft · built 1855
Lot Size	0.035 acres (1,512 sqft)
Owner	Company Name on File
Last Sale	$215,000 (Feb 2023)
Tax Bill	$5,747 (2026)
Deeds & Mortgages	Feb 2023 Construction Loan Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010100 76.24-4-16`

Property Details

APN / Parcel Number

Primary APN	`010100 76.24-4-16`
Alternative APNs	`010007602400040160000000` `07602400040160000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	1,890 sqft Total Area
1st Floor Area	630 sqft
2nd Floor Area	630 sqft
Upper Floors Area	630 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1855
Effective Year Built	Effective 1855
Architectural Style	Other
Exterior Material	Composition/Composite
Lot Area	1,512 sqft (0.035 acres)
Lot Dimensions	72.5 ft deep x 21.5 ft wide

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	07602400040160000000
Street Address	206 JAY ST
City	ALBANY
State	NY
Zip	12210-1981
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R2C
Legal Description	2 1/2 WOOD-COMP 0505520
Legal Block	4
Legal Lot Number	16.000
Jurisdiction	ALBANY NY
Township / Civil Division	ALBANY
Census Block Group	1
Census Block	1005
Census Tract	1400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Center Square-Hudson-Park Historic District (Additional Documentation) listed 1980 · 1,106 contributing resources · NRIS 80002578

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

206 Jay St, a triplex, is owned by a company that bought it in February 2023.

Source: Albany County and Albany City records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	206 JAY ST, ALBANY, NY 12210-1981
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2023	Deed of Trust, Mortgage · Construction Mortgage SUNMARK FCU
Mar 18, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2023 · Amount on File
Deed Sale	Feb 24, 2023 · Amount on File
Prior Sale	Mar 18, 2019 · Amount on File
Deed Document Number	20233979
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	206 JAY ST, ALBANY, NY 12210-1981
Transaction Type	Mortgage
Record Updated	Apr 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000980
Date	Feb 24, 2023
Instrument	R2023-3980

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	126 Months
Due	Aug 15, 2033

Interest

Rate Type	Adjustable Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Mar 18, 2019
Property Address	206 JAY ST, ALBANY, NY 12210-1981
Document Number	0000005237
Instrument Date	Feb 14, 2019
Instrument	R2019-05237
Transaction Type	Transfer
Record Updated	Apr 7, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32 GRAFFIN DR, 32, LATHAM, NY 12110-5609

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 PARK ST, BINGHAMTON, NY 13905-3337

Mortgage

Document Number	0000005238
Date	Mar 18, 2019
Instrument	R2019-05238

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 206 Jay St was $5,747, down 1.6% from the year before.

Source: Albany County and Albany City assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Albany City
Unified School District	Albany City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,747.00 (-1.58%)
2025	$5,839.00	$204,000 Land $40,800 Building $163,200	$212,500 Land $42,500 Building $170,000
2023		$200,000 (-) Land $33,400 Building $166,600	$282,366 (+12.55%) Land $47,155 Building $235,211
2022		$200,000 Land $33,400 Building $166,600	$250,878 Land $41,897 Building $208,981
2021	$8,206.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 206 Jay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 206 Jay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY CITY serves 98,000 people · EPA ID NY0100189
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 923 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
Hudson Valley Wireless Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Massivemesh Networks.

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