206 Independence Dr, Forest, VA 24551 Property Records

Bedford County property record for 206 Independence Dr, Forest, VA 24551

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,190 sqft · built 1979
Lot Size0.66 acres (28,750 sqft)
OwnerIndividual Name on File
Last Sale$290,000 (Jul 2022)
Tax Bill$898 (2023)
Deeds & MortgagesJul 2022 Sale & Mortgage
Dec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN136B 3 11

Property Details

APN / Parcel Number

Primary APN136B 3 11
Alternative APNs
  • 13640800
  • 523172

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,190 sqft Living Area
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area28,750 sqft (0.66 acres)
Deck Area400 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number523172
Street Address206 INDEPENDENCE DR
CityFOREST
StateVA
Zip24551-2727
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOLONIAL AC LT 11
Legal SubdivisionCOLONIAL AC
Legal Lot Number1
JurisdictionBEDFORD VA
Township / Civil Division3
Census Block Group1
Census Block1002
Census Tract30104

Owner

Source: Bedford County records · APN 136B 3 11

Assessment roll updated January 1, 2023 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address206 INDEPENDENCE DR, FOREST, VA 24551-2727
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 05, 2022Warranty Deed, Transfer · Conventional Mortgage
EMBRACE HOME LOANS INC
Dec 03, 2019Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 05, 2022 · Amount on Record
Deed SaleJul 05, 2022 · Amount on Record
Prior SaleDec 03, 2019 · Amount on Record
Deed Document Number220007554
Record UpdatedJun 07, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBEDFORD VA
Recording DateJul 05, 2022
Property Address206 INDEPENDENCE DR, FOREST, VA 24551-2727
Document Number0220007554
Instrument DateJun 23, 2022
Instrument220007554
Transaction TypeTransfer
Record UpdatedMar 16, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0220007555
DateJul 05, 2022
Instrument220007555
Lender
NameEMBRACE HOME LOANS INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term200 Months
DueMar 08, 2039
Interest
Rate TypeFixed Rate

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBEDFORD VA
Recording DateDec 03, 2019
Property Address206 INDEPENDENCE DR, FOREST, VA 24551-2727
Document Number0190011416
Instrument DateNov 12, 2019
Instrument190011416
Transaction TypeTransfer
Record UpdatedMar 16, 2023
Title CompanyNOT AVAILABLE, MOUNTAIN VIEW STLMNT SVCS

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address206 INDEPENDENCE DR, FOREST, VA 24551-2727

Mortgage

Document Number0190011417
DateDec 03, 2019
Instrument190011417
Lender
NameCARDINAL FINANCIAL COMPANY LP
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Bedford County records · Assessment roll updated January 1, 2023 · Last verified August 2023

Property Jurisdictions

TypeName
StateVirginia
CountyBedford County
Unified School DistrictBedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2023$898.00 Additional exemption filed$109,550$219,100 Land $50,000 Building $169,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2010 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
T-Mobile USA
Fiber · Fixed Wireless
5,000 / 5,000
Xfinity
Fiber
2,000 / 2,000
Shenandoah Telecommunications Company
Cable · Fiber in parts of the area
1,200 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

Based on FCC filings for 133 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemBEDFORD REGIONAL WATER AUTHORITY (BRWA)
serves 38,794 people
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2024–2026)
action level 15 ppb
Copper1.52 mg/L (2017)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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