206 Howard Ave, Hope, RI 02831 Property Records

Scituate Town property record for 206 Howard Ave, Hope, RI 02831

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,798 sqft · built 1977
Lot Size	2.35 acres (102,366 sqft)
Owner	2 Individual Names on File
Last Sale	$589,000 (Sep 2022)
Tax Bill	$8,310 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4-0230-99`

Property Details

APN / Parcel Number

Primary APN	`4-0230-99`
Alternative APNs	`SCIT M:48-0 L:160-00` `M:48=0 L:160=00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,798 sqft Living Area
Gross Area	6,135 sqft
Basement Area	2,129 sqft
Unfinished Basement	2,129 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Cape Cod
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	102,366 sqft (2.35 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4-0230-99
Street Address	206 HOWARD AVE
City	HOPE
State	RI
Zip	02831-1439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRW-
Legal Lot Number	160-0
Jurisdiction	SCITUATE RI
Township / Civil Division	SCITUATE
Census Block Group	4
Census Block	4012
Census Tract	13201

Owner

206 Howard Ave is owned and occupied by two individuals who bought it in September 2022.

Source: Scituate Town records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	206 HOWARD AVE, HOPE, RI 02831-1439
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Line of Credit NAVIGANT CREDIT UNION
Sep 1, 2022	Guardian's Deed, Transfer · Stand-Alone First Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2022 · Amount on File
Deed Sale	Sep 1, 2022 · Amount on File
Deed Document Number	20221534
Deed Book / Page	849 / 74
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCITUATE RI
Recording Date	Jun 30, 2026
Property Address	206 HOWARD AVE, HOPE, RI 02831-1439
Document Number	0000001105
Book / Page	948 / 234
Instrument Date	Jun 22, 2026
Instrument	20261105
Transaction Type	Mortgage
Record Updated	Jul 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 HOWARD AVE, HOPE, RI 02831-1439

Mortgage

Document Number	0000001105,
Date	Jun 30, 2026
Book Page	948/234
Instrument	20261105

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate	6.51%
Max Rate	-1%

September 2022: Guardian's Deed, Transfer

Document Type	Guardian's Deed
Jurisdiction	SCITUATE RI
Recording Date	Sep 1, 2022
Property Address	206 HOWARD AVE, HOPE, RI 02831-1439
Document Number	0000849-74
Book / Page	849 / 74
Instrument Date	Sep 1, 2022
Instrument	202200001534
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	202200001535
Date	Sep 1, 2022
Instrument	202200001535

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 206 Howard Ave was $8,310.

Source: Scituate Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Scituate Town
Unified School District	Scituate School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,310.00	$479,500 Land $127,000 Building $352,500
2023	$8,036.00 (+2.32%)	$479,500 (-) Land $127,000 Building $352,500
2022	$7,854.00	$479,500 Land $127,000 Building $352,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 206 Howard Ave in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	29 (1982–2024)
Claims Outside the SFHA	14 of 29
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storm And Flooding, Dec 2023 · 4 claims Severe Storms And Flooding, Mar 2010 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 206 Howard Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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