206 Hoener Ave, Waterloo, IL 62298 Property Records

Monroe County property record for 206 Hoener Ave, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 973 sqft · built 1940
Lot Size	0.22 acres (9,646 sqft)
Owner	Individual Name on File
Last Sale	$256,000 (Aug 2026)
Tax Bill	$3,805 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-25-451-008-000`

Property Details

APN / Parcel Number

Primary APN	`07-25-451-008-000`
Alternative APN	`07251940300900 00`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	973 sqft Living Area
1st Floor Area	973 sqft
Basement Area	973 sqft
Unfinished Basement	973 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Lot Area	9,646 sqft (0.22 acres)
Lot Dimensions	202 ft deep x 50 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	140 sqft
Deck Area	160 sqft
Patio Area	240 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	206 HOENER AVE
City	WATERLOO
State	IL
Zip	62298-1417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	TOWN LOT 55B
Legal Range	10W
Legal Township	02S
Legal Section	25
Legal Lot Number	55B
Jurisdiction	MONROE IL
Township / Civil Division	18
Census Block Group	4
Census Block	4032
Census Tract	600501

Owner

206 Hoener Ave is owned and occupied by an individual who bought it in August 2026.

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	206 HOENER AVE, WATERLOO, IL 62298-1417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK
Aug 4, 2026	Warranty Deed, Transfer · Conventional Mortgage STATE BANK
Sep 1, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2026 · Amount on File
Deed Sale	Aug 4, 2026 · Amount on File
Prior Sale	Sep 1, 2020 · Amount on File
Deed Document Number	2026443784
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Recording Date	Aug 4, 2026
Property Address	206 HOENER AVE, WATERLOO, IL 62298-1417
Document Number	0000443785
Instrument Date	Jul 31, 2026
Instrument	2026443785
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 HOENER AVE, WATERLOO, IL 62298-1417

Mortgage

Document Number	0000443785,
Date	Aug 4, 2026
Instrument	2026443785

Lender

Name	STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Aug 4, 2026
Property Address	206 HOENER AVE, WATERLOO, IL 62298-1417
Document Number	0000443784
Instrument Date	Jul 31, 2026
Instrument	2026443784
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38,784.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 HOENER AVE, WATERLOO, IL 62298-1417

Mortgage

Document Number	0000443784,
Date	Aug 4, 2026
Instrument	2026443784

Lender

Name	STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Sep 1, 2020
Property Address	206 HOENER AVE, WATERLOO, IL 62298-1417
Document Number	0000410623
Instrument Date	Aug 31, 2020
Instrument	410623
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount on Record
Tax	$244.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 HOENER AVE, WATERLOO, IL 62298-1417

Tax Assessment & Valuation

The 2025 property tax bill for 206 Hoener Ave was $3,805, up 2.5% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,805.00 (+2.53%)	$62,370 Land $16,400 Building $45,970	$187,110 Land $49,200 Building $137,910
2024	$3,711.00
2022	Additional exemption filed	$51,520 Land $15,180 Building $36,340	$154,560 Land $45,540 Building $109,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 206 Hoener Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 206 Hoener Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

Nearby Properties on Hoener Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures