206 Helm St, Stanford, KY 40484 Property Records

Lincoln County property record for 206 Helm St, Stanford, KY 40484

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 988 sqft
Lot Size0.319 acres (13,896 sqft)
OwnerCompany Name on Record
Last Sale$145,000 (Oct 2026)
Tax Bill$691 (2025)
Deeds & MortgagesOct 2026 Sale & Mortgage
Nov 2025 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN051-02-30-003.00

Property Details

APN / Parcel Number

Primary APN051-02-30-003.00
Alternative APN
  • ST1-009-15

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area988 sqft Living Area
Basement Area494 sqft
Unfinished Basement494 sqft

Exterior

Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,896 sqft (0.319 acres)
Garage TypeAttached
DrivewayGravel Driveway
PorchSlab
Porch Area70 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Street Address206 HELM ST
CitySTANFORD
StateKY
Zip40484-1212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIA
Legal DescriptionH & L (.319 ACS) & BLD
JurisdictionLINCOLN KY
Township / Civil DivisionSTANFORD
Census Block Group2
Census Block2011
Census Tract920102

Owner

Source: Lincoln County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2137 HIGHLAND AVE, 1, CINCINNATI, OH 45219-3149
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Oct 9, 2026Deed, Transfer · Conventional Mortgage
JET MORTGAGE
Nov 25, 2025Deed of Trust, Mortgage · Conventional Mortgage
E MORTGAGE CAPITAL INC
Oct 26, 2018Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 9, 2026 · Amount on Record
Deed SaleOct 9, 2026 · Amount on Record
Prior SaleAug 14, 2024 · Amount on Record
Deed Book / Page500 / 28
Record UpdatedOct 29, 2026

October 2026: Deed, Transfer

Document TypeDeed
JurisdictionLINCOLN KY
Recording DateOct 9, 2026
Property Address206 HELM ST, STANFORD, KY 40484-1212
Document Number0500000028
Book / Page500 / 28
Instrument DateOct 7, 2026
Transaction TypeTransfer
Record UpdatedOct 20, 2026
Title CompanyKENTUCKY IN TITLE, KENTUCKY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$14,645.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership

Mortgage

Document Number0575000636,
DateOct 9, 2026
Book Page575/636
Lender
NameJET MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN KY
Property Address206 HELM ST, STANFORD, KY 40484-1212
Transaction TypeMortgage
Record UpdatedDec 16, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number000561/672
DateNov 25, 2025
Book Page561/672
Instrument2327747
Lender
NameE MORTGAGE CAPITAL INC
TypeMortgage Company
AddressSANTA ANA, CA 92704
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

October 2018: Deed, Transfer

Document TypeDeed
JurisdictionLINCOLN KY
Recording DateOct 26, 2018
Property Address206 HELM ST, STANFORD, KY 40484-1212
Document NumberDEED443/666
Book / PageDEED 443 / 666
Instrument DateOct 24, 2018
Instrument340544
Transaction TypeTransfer
Record UpdatedSep 21, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3065 US HIGHWAY 27 S, 3065, STANFORD, KY 40484-7814

Transferred To (Grantee/Buyer)

NameVerified Name
Address206 HELM ST, STANFORD, KY 40484-1212

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of October 16, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyLincoln County
MunicipalityStanford City
Unified School DistrictLincoln County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$691.00 (+49.89%)$75,000 (+56.27%) Land $10,000 Building $65,000$75,000 (+56.27%) Land $10,000 Building $65,000
2024$461.00
2023$47,995 Land $11,000 Building $36,995$47,995 Land $11,000 Building $36,995

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1996)
Most Recent ClaimJul 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTANFORD WATER WORKS
serves 9,284 people · EPA ID KY0690417
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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