206 Grayson St, Pottsboro, TX 75076 Property Records

Grayson County property record for 206 Grayson St, Pottsboro, TX 75076

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,224 sqft · built 1973
Lot Size	0.345 acres (15,059 sqft)
Owner	Individual Name on File
Tax Bill	$2,122 (2024)
Deeds & Mortgages	Mar 2024 Reverse Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`P003 6056005`

Property Details

APN / Parcel Number

Primary APN	`P003 6056005`
Alternative APN	`153695`

Interior

Full Baths	2 Baths
Building Area	1,224 sqft Living Area
Gross Area	1,784 sqft
1st Floor Area	1,224 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2003
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,059 sqft (0.345 acres)
Lot Dimensions	188 ft deep x 80 ft wide
Garage Type	Mixed
Garage Area	560 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	256 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	153695
Street Address	206 GRAYSON ST
City	POTTSBORO
State	TX
Zip	75076-3072
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESTON RIDGE ADDN, BLOCK 2, LOT 4
Legal Subdivision	PRESTON RIDGE ADDN
Legal Block	2
Legal Lot Number	4
Jurisdiction	GRAYSON TX
Township / Civil Division	NORTHWEST GRAYSON
Census Block Group	2
Census Block	2051
Census Tract	302

Owner

206 Grayson St is owned and occupied by an individual who acquired it in February 2025.

Source: Grayson County records, as of October 20, 2025

Owner of Record	Individual Name on File
Mailing Address	206 GRAYSON ST, POTTSBORO, TX 75076-3072
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Deed of Trust, Mortgage · Reverse Mortgage CREDIT UNION OF TEXAS
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage ASPIRE BANK
Sep 20, 2018	Deed of Trust, Mortgage FIRST UNITED BK
Apr 11, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2025
Deed Sale	Feb 21, 2025
Prior Sale	Sep 25, 2018
Deed Document Number	2025-4447
Record Updated	Jun 7, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	206 GRAYSON ST, POTTSBORO, TX 75076-3072
Transaction Type	Mortgage
Record Updated	Mar 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006264
Date	Mar 8, 2024
Instrument	6264

Lender

Name	CREDIT UNION OF TEXAS
Type	Credit Union
Address	900 W BETHANY DR STE 500, ALLEN, TX 75013

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 5, 2044

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	206 GRAYSON ST, POTTSBORO, TX 75076-3072
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035385
Date	Oct 19, 2021
Instrument	2021-00035385

Lender

Name	ASPIRE BANK
Type	Funding / Finance Company
Address	DALLAS, TX 75244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	206 GRAYSON ST, POTTSBORO, TX 75076-3072
Document Number	0000021818
Instrument Date	Sep 20, 2018
Transaction Type	Mortgage
Record Updated	Oct 15, 2018
Title Company	RED RIVER TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	206 GRAYSON ST POTTSBORO TX 750763072, POTTSBORO, TX 75076-3072

Mortgage

Document Number	0000021818
Date	Sep 25, 2018
Instrument	21818

Lender

Name	FIRST UNITED BK
Type	Bank
Address	DURANT, OK 74701

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2048

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Apr 11, 2017
Property Address	206 GRAYSON ST, POTTSBORO, TX 75076-3072
Document Number	0000007677
Book / Page	5981 / 00337
Map Reference	MB 4 PG 79
Instrument Date	Apr 10, 2017
Instrument	2017-00007677
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	RED RIVER TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 GRAYSON ST, POTTSBORO, TX 75076-3072

Mortgage

Document Number	0000007678
Date	Apr 11, 2017
Instrument	2017-00007678

Lender

Name	FIRST UNITED BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Pottsboro Town
Unified School District	Pottsboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$188,253 Land $89,158 Building $184,923	$274,081 Land $89,158 Building $184,923
2024	$2,122.00
2023		$231,115 Land $62,908 Building $168,207	$231,115 Land $62,908 Building $168,207
2022	$2,348.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 206 Grayson St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 206 Grayson St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POTTSBORO serves 2,874 people · EPA ID TX0910004
Water Source	Purchased surface water from CITY OF DENISON
Last State Inspection	Jun 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
TekWav Fixed Wireless	500 / 100

May also be available: 360 Broadband, Nextlink, Verizon.

Nearby Properties on Grayson St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures