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206 Grace St, Gaffney, SC 29340 Property Records

Cherokee County property record for 206 Grace St, Gaffney, SC 29340

Property Summary

Property TypeSingle Family Home
Details1,541 sqft · built 1942
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on Record
Last Sale$92,500 (Feb 2022)
Tax Bill$1,229 (2025)
Deeds & MortgagesJul 2026 Sale
Dec 2016 Mortgage
Flood ZoneZone X (minimal risk)
APN019872-23-3

Property Details

APN / Parcel Number

Primary APN019872-23-3
Alternative APNs
  • 1000100174000 61064989
  • 100-01-00-174.000
  • 019826223

Interior

Stories1 Story
Building Area1,541 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Exterior MaterialBrick Veneer
Lot Area6,970 sqft (0.16 acres)
PorchSlab

Location & Zoning

Street Address206 GRACE ST
CityGAFFNEY
StateSC
Zip29340-3808
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGF
Legal Description206 GRACE ST 4 V 380 FM MORRIS $92500 A ONE HALF INTEREST
JurisdictionCHEROKEE SC
Township / Civil DivisionGAFFNEY
Census Block Group1
Census Block1024
Census Tract970601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Gaffney Residential Historic District
listed 1986 · 111 contributing resources · NRIS 86000601

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cherokee County records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address206 GRACE ST, GAFFNEY, SC 29340-3808
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Jul 2, 2026Deed of Distribution, Transfer
NONE LISTED ON DOCUMENT
Dec 20, 2016Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 7, 2022 · Amount on Record
Deed SaleFeb 7, 2022 · Amount on Record
Prior SaleAug 9, 2021 · Amount on Record
Deed Document Number2022738
Deed Book / Page144 / 379
Record UpdatedOct 29, 2026

July 2026: Deed of Distribution, Transfer

Document TypeDeed of Distribution
JurisdictionCHEROKEE SC
Recording DateJul 2, 2026
Property Address206 GRACE ST, GAFFNEY, SC 29340-3808
Document Number0000003721
Book / Page200 / 1679
Instrument DateJul 1, 2026
Instrument20263721
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address206 GRACE ST, GAFFNEY, SC 29340-3808

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE SC
Property Address206 GRACE ST, GAFFNEY, SC 29340-3808
Document Number0000911446
Book / Page000091 / 001446
Instrument DateDec 20, 2016
Transaction TypeMortgage
Record UpdatedMar 17, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address206 GRACE ST GAFFNEY SC 293403808, GAFFNEY, SC 29340-3808

Mortgage

Document Number0000911446
DateJan 17, 2017
Book Page000091/001446
Instrument213
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 16, 2047

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of November 20, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCherokee County
MunicipalityGaffney City
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,229.00 (+10.82%)$6,690 (-) Land $400 Building $6,290$167,200 (-) Land $10,000 Building $157,200
2023$1,109.00$6,690 Land $400 Building $6,290$167,200 Land $10,000 Building $157,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGAFFNEY BPW
serves 24,290 people · EPA ID SC1110001
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: T-Mobile.

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