206 Gerado St, #4, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 206 Gerado St, #4, Saint Augustine, FL 32080 · Last verified July 2026

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,350 sqft · built 1984
Owner	Individual Name on File
Last Sale	$240,000 (Apr 2017)
Tax Bill	$3,813 (2025)
Deeds & Mortgages	Feb 2022 Transfer Sep 2018 Loan Modification + 1 more
Flood Zone	Zone AE (high risk)
APN	`219311-0040`

Property Details

APN / Parcel Number

Primary APN	`219311-0040`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,350 sqft Living Area
1st Floor Area	1,350 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	206 GERADO ST, 4
City	SAINT AUGUSTINE
State	FL
Zip	32080-3785
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	(OR651/920) DAVIS SHORES TOWN HOMES CONDO UNIT 4 OR3386/1808(TR/D) & 3458/759(Q/C) & 4356/1643 & 5496/1933(Q/C)
Legal Range	30E
Legal Township	07S
Legal Section	16
Legal Subdivision	DAVIS SHORES TWN HMS BLDG
Legal Tract	D
Legal Lot Number	4
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3006
Census Tract	20500

Owner

Source: St. Johns County records · APN 219311-0040

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	206 GERADO ST, 4, SAINT AUGUSTINE, FL 32080-3785
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Intrafamily Transfer, Transfer NATION TITLE, ACTION TITLE
Sep 05, 2018	Loan Modification, Mortgage MATRIX FIN'L
Apr 10, 2017	Warranty Deed, Transfer · Conventional Mortgage APPROVED MORTGAGE SOURCE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 10, 2017 · Amount on Record
Deed Sale	Apr 10, 2017 · Amount on Record
Prior Sale	Jul 27, 2011 · Amount on Record
Deed Document Number	201724691
Deed Book / Page	4356 / 1643
Last Transfer Date	May 15, 2019
Transfer Doc	0054961933
Record Updated	Sep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Feb 18, 2022
Property Address	206 GERADO ST # 4, 4, SAINT AUGUSTINE, FL 32080-3785
Document Number	0054961933
Book / Page	5496 / 1933
Map Reference	MB 651 PG 919
Instrument Date	May 15, 2019
Instrument	2022018480
Transaction Type	Transfer
Record Updated	Dec 20, 2022
Title Company	NATION TITLE, ACTION TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6051 CHEVY DR, JACKSONVILLE, FL 32216-5507

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 GERADO ST # 4, 4, SAINT AUGUSTINE, FL 32080-3785

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	206 GERADO ST # 4, 4, SAINT AUGUSTINE, FL 32080-3785
Document Number	0046400666
Instrument Date	Sep 05, 2018
Transaction Type	Mortgage
Record Updated	Nov 30, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	206 GERADO ST #4 ST AUGUSTINE FL 320803785, 4, ST AUGUSTINE, FL 32080-3785

Mortgage

Document Number	0046400666
Date	Nov 13, 2018
Book Page	004640/000666
Instrument	81779

Lender

Name	MATRIX FIN'L
Type	Funding / Finance Company
Address	MINNETONKA, MN 55305

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2048

Interest

Rate Type	Fixed Rate
Rate	4.37%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 10, 2017
Property Address	206 GERADO ST # 4, 4, SAINT AUGUSTINE, FL 32080-3785
Document Number	0043561643
Book / Page	4356 / 1643
Map Reference	MB651 PG919
Instrument Date	Apr 07, 2017
Instrument	2017024691
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ISLAND TITLE OF ST AUGUSTINE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 DALLYON AVE, 21, SAINT AUGUSTINE, FL 32080-3808

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	206 GERADO ST # 4, 4, SAINT AUGUSTINE, FL 32080-3785

Mortgage

Document Number	2017024692
Date	Apr 10, 2017
Instrument	2017024692

Lender

Name	APPROVED MORTGAGE SOURCE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2047

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,378 (+2.7%) Building $238,378	$294,600 (-6%) Building $294,600
2025	$3,813.00 (+8.23%) Homeowner's exemption	$232,111 (+5.99%)	$313,400 (+8.01%)
2024	$3,523.00 (+2.74%)
2023	$3,429.00 (+3.41%) Homeowner's exemption	$218,999 (+3%)	$290,160 (+20.9%)
2022	$3,316.00 Homeowner's exemption	$212,620	$240,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090205003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 469 individual NFIP policies nearby
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	494 units insured 25 under condo master policies
Nearby Flood Claims	847 (1984–2025)
Claims Outside the SFHA	6 of 847
Most Recent Claim	Oct 2025, rainfall accumulation
Claims By Storm	Hurricane Ian, Sep 2022 · 81 claims Hurricane Irma, Sep 2017 · 195 claims Hurricane Matthew, Oct 2016 · 323 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 315 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
IQ Fiber Intermediate Holdings	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Gerado St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures