Brevard County property record for 206 Gainey Ln, Melbourne, FL 32935 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,764 sqft · built 1964 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $167,500 (Apr 2020) |
| Tax Bill | $1,613 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-37-17-50-B-5.02 |
| Primary APN | 27-37-17-50-B-5.02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,764 sqft Living Area |
| Gross Area | 2,452 sqft |
| 1st Floor Area | 1,764 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 139 ft deep x 78.2 ft wide |
| Garage Type | Attached |
| Garage Area | 384 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 304 sqft |
| Patio Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2718888 |
|---|---|
| Street Address | 206 GAINEY LN |
| City | MELBOURNE |
| State | FL |
| Zip | 32935-4113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLAKES PLAT NO 5 N 75 FT OF S 225 FT OF LOT 5 AS DES IN ORB 748 PG 552 BLK B |
| Legal Range | 37E |
| Legal Township | 27S |
| Legal Section | 17 |
| Legal Subdivision | BLAKES PLAT NO 5 |
| Legal Block | B |
| Legal Lot Number | 5 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 64301 |
Source: Brevard County records · APN 27-37-17-50-B-5.02
Assessment roll updated August 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 206 GAINEY LN, MELBOURNE, FL 32935-4113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 13, 2021 | Deed of Trust, Mortgage · FHA Mortgage THE MORTGAGE FIRM INC |
| Apr 23, 2020 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE FIRM |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 23, 2020 · Amount on Record |
| Deed Sale | Apr 23, 2020 · Amount on Record |
| Deed Document Number | 202091157 |
| Deed Book / Page | 8725 / 595 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 206 GAINEY LN, MELBOURNE, FL 32935-4113 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 206 GAINEY LN, MELBOURNE, FL 32935-4113 |
| Document Number | 0089800228 |
|---|---|
| Date | Jan 13, 2021 |
| Book Page | 8980/228 |
| Instrument | 2021008677 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Apr 23, 2020 |
| Property Address | 206 GAINEY LN, MELBOURNE, FL 32935-4113 |
| Document Number | 0087250595 |
| Book / Page | 008725 / 000595 |
| Instrument Date | Apr 23, 2020 |
| Instrument | 91157 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2020 |
| Title Company | STATE TITLE PARTNERS LLP, STATE TITLE PTRS LLP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,173.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 206 GAINEY LN MELBOURNE FL 329354113, MELBOURNE, FL 32935-4113 |
| Document Number | 87250597 |
|---|---|
| Date | Apr 23, 2020 |
| Book Page | 008725/000597 |
| Instrument | 91158 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 22, 2050 |
Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $129,740 (+2.7%) | $185,370 (-9.97%) | |
| 2025 | $1,613.00 (+15.05%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | $126,330 (+5.98%) | $205,890 (+8.64%) Land $35,000 Building $170,890 |
| 2023 | $1,402.00 (+5.26%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | $119,200 (+3%) | $189,510 (+13.47%) Land $44,000 Building $145,510 |
| 2022 | $1,332.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | $115,730 | $167,020 Land $33,750 Building $133,270 |
Source: FEMA National Flood Hazard Layer, Brevard County (12009C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120090643012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 18 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 3 (2004–2017) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2017, rainfall accumulation, Hurricane Irma |
| Wildfire Risk | Low above 3% of the US · above 3% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 305 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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