Howard County property record for 206 Forest St, Elma, IA 50628
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 993 sqft · built 1965 |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,274 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 300011703010000 |
| Primary APN | 300011703010000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 993 sqft Living Area |
| Basement Area | 993 sqft |
| Finished Basement | 625 sqft |
| Unfinished Basement | 368 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,502 sqft (0.287 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 206 FOREST ST |
|---|---|
| City | ELMA |
| State | IA |
| Zip | 50628-8002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 3 & 4 BLK 17ELMA CORP |
| Legal Block | 17 |
| Legal Lot Number | 3 & 4 |
| Jurisdiction | HOWARD IA |
| Township / Civil Division | HOWARD |
| Census Block Group | 2 |
| Census Block | 2168 |
| Census Tract | 960300 |
206 Forest St is owned and occupied by an individual.
Source: Howard County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 206 FOREST ST, ELMA, IA 50628-8002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 206 Forest St was $1,274 with a homeowner's exemption.
Source: Howard County assessment roll, as of October 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Howard County |
| Municipality | Elma City |
| Unified School District | Howard-Winneshiek Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,274.00 | $82,870 (-) Land $7,050 Building $75,820 | $82,870 (-) Land $7,050 Building $75,820 |
| 2025 | $1,274.00 (-6.19%) Homeowner's exemption | $82,870 Land $7,050 Building $75,820 | $82,870 Land $7,050 Building $75,820 |
| 2024 | $1,358.00 | ||
| 2023 | $74,120 (+30.63%) Land $7,050 Building $67,070 | $74,120 Land $7,050 Building $67,070 | |
| 2022 | $1,216.00 Homeowner's exemption | $56,740 Land $7,050 Building $49,690 | |
| 2021 | $56,740 Land $7,050 Building $49,690 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 206 Forest St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 6 (1993–2021) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 206 Forest St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 98.1% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELMA WATER SUPPLY serves 505 people · EPA ID IA4525017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Windstream DSL | 200 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Nextlink Fixed Wireless | 100 / 20 |
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