206 Forest Pond Rd, Kannapolis, NC 28083 Property Records

Cabarrus County property record for 206 Forest Pond Rd, Kannapolis, NC 28083

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,542 sqft · built 1994
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Oct 2023)
Tax Bill	$2,441 (2023)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04031D0335.000000`

Property Details

APN / Parcel Number

Primary APN	`04031D0335.000000`
Alternative APNs	`5623 76 9922` `100558` `166422`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,542 sqft Living Area
Gross Area	2,387 sqft
1st Floor Area	774 sqft
Upper Floors Area	768 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	110 ft deep x 42 ft wide
Garage Type	Mixed
Garage Area	420 sqft
Driveway	Concrete Driveway
Driveway Area	1,224 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Deck Area	264 sqft
Patio Area	324 sqft
Storage Building	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	166422
Street Address	206 FOREST POND RD
City	KANNAPOLIS
State	NC
Zip	28083-6512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LT 335 BEAVER POND
Legal Subdivision	THE POND
Legal Lot Number	335
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	1
Census Block	1003
Census Tract	40705

Owner

206 Forest Pond Rd is owned and occupied by an individual who bought it in October 2023.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	206 FOREST POND RD, KANNAPOLIS, NC 28083-6512
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Warranty Deed, Transfer · Conventional Mortgage COGENT BANK
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Apr 2, 2018	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Feb 23, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2023 · Amount on File
Deed Sale	Oct 31, 2023 · Amount on File
Prior Sale	Apr 17, 2015 · Amount on File
Deed Document Number	202322437
Deed Book / Page	16702 / 290
Prior Transfer Date	Sep 20, 2011
Prior Transfer Doc	9795180
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 31, 2023
Property Address	206 FOREST POND RD, KANNAPOLIS, NC 28083-6512
Document Number	0016702290
Book / Page	16702 / 290
Map Reference	MB 26 PG 48
Instrument Date	Oct 30, 2023
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2114 CENTERGROVE RD, KANNAPOLIS, NC 28083-8624

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 FOREST POND RD, KANNAPOLIS, NC 28083-6512

Mortgage

Document Number	0167020292
Date	Oct 31, 2023
Instrument	16702-0292

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Mortgage

Document Number	0016702308
Date	Oct 31, 2023
Book Page	16702/308

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	481 Months
Due	Nov 1, 2063

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	206 FOREST POND RD, KANNAPOLIS, NC 28083-6512
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015127191
Date	Apr 28, 2021
Book Page	15127/191

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.55%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2026
Change Frequency	5 Years
Max Rate At Change	8.95%
Index	5-Year CMT
Max Rate	8.95%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	206 FOREST POND RD, KANNAPOLIS, NC 28083-6512
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012939342
Date	Apr 2, 2018
Book Page	12939/0342

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	KANNAPOLIS, NC 28083

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Feb 23, 2018
Property Address	206 FOREST POND RD, KANNAPOLIS, NC 28083-6512
Document Number	12891245
Book / Page	012891 / 000245
Instrument Date	Feb 21, 2018
Instrument	4237
Transaction Type	Transfer
Record Updated	Mar 5, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	206 FOREST POND RD KANNAPOLIS NC 280836512, KANNAPOLIS, NC 28083-6512

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Kannapolis City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$289,850 (-) Land $68,000 Building $221,850
2025		$289,850 Land $68,000 Building $221,850
2024			$289,850 (+63.91%) Land $68,000 Building $221,850
2023	$2,441.00	$176,840 Land $37,000 Building $139,840	$176,840 Land $37,000 Building $139,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 206 Forest Pond Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 206 Forest Pond Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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