Ellis County property record for 206 Finlee Ln, Red Oak, TX 75154
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,551 sqft · built 2020 |
| Lot Size | 0.128 acres (5,611 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,771 (2024) |
| Deeds & Mortgages | Jul 2022 Mortgage Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R277686 |
| Primary APN | R277686 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,551 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,611 sqft (0.128 acres) |
| Garage Type | Attached |
| Garage Area | 378 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R277686 |
|---|---|
| Street Address | 206 FINLEE LN |
| City | RED OAK |
| State | TX |
| Zip | 75154-1219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 38 BLK O HARMONY PH 4 .1288 AC |
| Legal Subdivision | HARMONY PH 4 |
| Legal Block | O |
| Legal Lot Number | 38 |
| Jurisdiction | ELLIS TX |
| Township / Civil Division | WAXAHACHIE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 60216 |
206 Finlee Ln is owned and occupied by an individual who acquired it in May 2024.
Source: Ellis County records, as of November 3, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 206 FINLEE LN, RED OAK, TX 75154-1219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2022 | Deed of Trust, Mortgage · FHA Mortgage IDAHO HOUSING & FINANCE ASSN |
| Aug 25, 2021 | Deed of Trust, Mortgage · FHA Mortgage DAS ACQUISITION |
| Jun 29, 2020 | Deed of Trust, Mortgage HOUSING & CMNTY DEV DEPT |
| Apr 1, 2020 | Loan Modification, Mortgage · Line of Credit INDEPENDENT BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2024 |
| Deed Sale | May 28, 2024 |
| Prior Sale | Jul 8, 2020 |
| Deed Document Number | 2416380 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 206 FINLEE LN, RED OAK, TX 75154-1219 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 206 FINLEE LN, RED OAK, TX 75154-1219 |
| Document Number | 0002229587 |
|---|---|
| Date | Jul 22, 2022 |
| Instrument | 2229587 |
| Name | IDAHO HOUSING & FINANCE ASSN |
|---|---|
| Type | Government Agency |
| Address | BOISE, ID 83702 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 206 FINLEE LN, RED OAK, TX 75154-1219 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 2137518 |
|---|---|
| Date | Aug 25, 2021 |
| Instrument | 2137518 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 347 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 206 FINLEE LN, RED OAK, TX 75154-1219 |
| Document Number | 0000022587 |
| Instrument Date | Jun 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 206 FINLEE LN RED OAK TX 751541219, RED OAK, TX 75154-1219 |
| Document Number | 0000022587 |
|---|---|
| Date | Jul 8, 2020 |
| Instrument | 22587 |
| Name | HOUSING & CMNTY DEV DEPT |
|---|---|
| Type | Construction/Development Company |
| Address | PO BOX 13941, AUSTIN, TX 78711-3941 |
| Amount | Amount on Record |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 206 FINLEE LN, RED OAK, TX 75154-1219 |
| Document Number | 0000011096 |
| Instrument Date | Apr 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5763 S STATE HIGHWAY 205 #100 ROCKWALL TX 750322601, 100, ROCKWALL, TX 75032-2601 |
| Investor | Possibly a Property Investor |
| Document Number | 0000011096 |
|---|---|
| Date | Apr 6, 2020 |
| Instrument | 11096 |
| Name | INDEPENDENT BK |
|---|---|
| Type | Bank |
| Address | 400 N CARROLL BLVD, DENTON, TX 76201-9011 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Ellis County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Ellis County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $302,492 Land $55,000 Building $247,492 | $302,492 Land $55,000 Building $247,492 | |
| 2024 | $4,771.00 (+5.13%) | ||
| 2023 | $4,538.00 | $337,076 Land $55,000 Building $282,076 | $337,076 Land $55,000 Building $282,076 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 206 Finlee Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 206 Finlee Ln is moderate, ranking above 51% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 74% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RED OAK serves 18,577 people · EPA ID TX0700031 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Element8 Fixed Wireless | 500 / 100 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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