206 Emerson Ln, Berkeley Heights, NJ 07922 Property Records

Union County and Berkeley Heights Township property record for 206 Emerson Ln, Berkeley Heights, NJ 07922

Property Summary

Property Type	Single Family Home
Details	1,546 sqft · built 1910
Lot Size	0.552 acres (24,029 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,305 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-02901-0000-00001-02`

Property Details

APN / Parcel Number

Primary APN	`01-02901-0000-00001-02`
Alternative APNs	`01029010000000010002` `01029010000000012`

Interior

Building Area	1,546 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	24,029 sqft (0.552 acres)

Location & Zoning

Old Parcel Number	01029010000000012
Street Address	206 EMERSON LN
City	BERKELEY HEIGHTS
State	NJ
Zip	07922-2454
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	ADDITIONAL LOTS: 271 28-2
Legal Subdivision	LEASEHOLD #2
Legal Block	2901
Legal Lot Number	1.2
Jurisdiction	UNION NJ
Township / Civil Division	BERKELEY HEIGHTS
Census Block Group	2
Census Block	2013
Census Tract	38202

Owner

206 Emerson Ln, a single family home, is owned by two individuals.

Source: Union County and Berkeley Heights Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	210 EMERSON LN, BERKELEY HEIGHTS, NJ 07922-2456
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 18, 2020	Deed of Trust, Mortgage · Conventional with PMI CROSSCOUNTRY MTG
Sep 4, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Dec 3, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	206 EMERSON LN, BERKELEY HEIGHTS, NJ 07922-2454
Transaction Type	Mortgage
Record Updated	Oct 28, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0148862470
Date	Feb 18, 2021
Book Page	14886/2470
Instrument	4400

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	206 EMERSON LN, BERKELEY HEIGHTS, NJ 07922-2454
Document Number	0147112442
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	206 EMERSON LN BERKELEY HEIGHTS NJ 079222454, BERKELEY HEIGHTS, NJ 07922-2454

Mortgage

Document Number	0147112442
Date	Jun 16, 2020
Book Page	014711/002442
Instrument	693157

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	206 EMERSON LN, BERKELEY HEIGHTS, NJ 07922-2454
Document Number	0145932508
Instrument Date	Sep 4, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	206 EMERSON LN BERKELEY HEIGHTS NJ 079222454, BERKELEY HEIGHTS, NJ 07922-2454

Mortgage

Document Number	0145932508
Date	Sep 10, 2019
Book Page	014593/002508
Instrument	678233

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 9, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	206 EMERSON LN, BERKELEY HEIGHTS, NJ 07922-2454
Document Number	0145130327
Instrument Date	Dec 3, 2018
Transaction Type	Mortgage
Record Updated	Dec 21, 2018
Title Company	ACRES LAND TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	206 EMERSON LN BERKELEY HEIGHTS NJ 079222454, BERKELEY HEIGHTS, NJ 07922-2454

Mortgage

Document Number	0145130327
Date	Dec 7, 2018
Book Page	014513/000327
Instrument	666173

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 6, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 206 Emerson Ln was $3,305, up 2.7% from the year before.

Source: Union County and Berkeley Heights Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Berkeley Heights Township
Unified School District	Berkeley Heights Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,100 (-) Building $75,100	$75,100 (-) Building $75,100
2025	$3,305.00 (+2.67%)	$75,100 Building $75,100	$75,100 Building $75,100
2024	$3,219.00
2023		$75,100 Building $75,100	$75,100 Building $75,100
2022	$3,153.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 206 Emerson Ln in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 units insured incl. 8 condo units
Nearby Flood Claims	7 (1979–2025)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 206 Emerson Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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