206 Emerald Dr, Troy, AL 36079 Property Records

Pike County property record for 206 Emerald Dr, Troy, AL 36079

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,439 sqft · built 1987
Lot Size	0.345 acres (15,046 sqft)
Owner	Individual Name on Record
Last Sale	$221,800 (Nov 2023)
Tax Bill	$654 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Dec 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`791700`

Property Details

APN / Parcel Number

Primary APN	`791700`
Alternative APNs	`55 17 03 08 1 008 006.002` `823544` `36470`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,439 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Exterior Material	Brick/Stone
Foundation Type	Crossed Walls
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,046 sqft (0.345 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Porch	Open Porch
Porch Area	283 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	823544
Street Address	206 EMERALD DR
City	TROY
State	AL
Zip	36079-2911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Description	DIMENSIONS: 100' X 150' LOT #7 WALTERS S/D PT B PB4 PG59 TROY, AL
Legal Subdivision	WALTERS S/D
Legal Lot Number	7
Jurisdiction	PIKE AL
Township / Civil Division	TROY
Census Block Group	2
Census Block	2025
Census Tract	189003

Owner

Source: Pike County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	206 EMERALD DR, TROY, AL 36079-2911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Dec 27, 2023	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 20, 2023	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 18, 2023	Warranty Deed, Transfer · Commercial Mortgage FIRST CITIZENS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2023 · Amount on Record
Deed Sale	Nov 20, 2023 · Amount on Record
Prior Sale	Jul 18, 2023 · Amount on Record
Deed Document Number	0020232959
Deed Book / Page	2023 / 2959
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE AL
Property Address	206 EMERALD DR, TROY, AL 36079-2911
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 EMERALD DR, TROY, AL 36079-2911

Mortgage

Document Number	MTG2025/8400
Date	Nov 4, 2025
Book Page	MTG 2025/8400

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE AL
Property Address	206 EMERALD DR, TROY, AL 36079-2911
Transaction Type	Mortgage
Record Updated	Jan 11, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG2023/7898
Date	Dec 27, 2023
Book Page	MTG 2023/7898

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIKE AL
Recording Date	Nov 20, 2023
Property Address	206 EMERALD DR, TROY, AL 36079-2911
Document Number	DEED2023/2959
Book / Page	DEED 2023 / 2959
Map Reference	MB 4 PG 59
Instrument Date	Nov 15, 2023
Transaction Type	Transfer
Record Updated	Dec 6, 2023
Title Company	FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 21, TROY, AL 36081-0021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 EMERALD DR, TROY, AL 36079-2911

Mortgage

Document Number	MTG2023/7161
Date	Nov 20, 2023
Book Page	MTG 2023/7161

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIKE AL
Recording Date	Jul 18, 2023
Property Address	206 EMERALD DR, TROY, AL 36079-2911
Document Number	02023/1802
Book / Page	2023 / 1802
Map Reference	MB 4 PG 59
Instrument Date	Jul 14, 2023
Instrument	20231802
Transaction Type	Transfer
Record Updated	Aug 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	899 LAKE EAGLE NEST DR, WETUMPKA, AL 36092-6069

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 21, TROY, AL 36081-0021

Mortgage

Document Number	02023/4170
Date	Jul 18, 2023
Book Page	2023/4170
Instrument	20234170

Lender

Name	FIRST CITIZENS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Pike County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Pike County
Municipality	Troy City
Unified School District	Troy City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$654.00 (-54.96%) Homeowner's exemption	$19,120 (-51.37%) Land $4,000 Building $15,120	$191,140 (-2.76%) Land $40,000 Building $151,140
2024	$1,452.00 (+147.36%) Homeowner's exemption	$39,320 (+127.28%) Land $8,000 Building $31,320	$196,560 (+13.67%) Land $40,000 Building $156,560
2023	$587.00 (+15.32%) Homeowner's exemption	$17,300 (+13.97%)	$172,920 (+13.97%) Land $40,000 Building $132,920
2022	$509.00 Homeowner's exemption	$15,180	$151,720 Land $25,000 Building $126,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TROY UTILITIES serves 23,523 people · EPA ID AL0001124
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Cable in parts of the area	10,000 / 10,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

206 Emerald Dr, Troy, AL 36079 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2025: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Emerald Dr

Nearby Streets

Search Property Records by Address or Parcel Number