206 Elsie St, Kalkaska, MI 49646 Property Records

Kalkaska County property record for 206 Elsie St, Kalkaska, MI 49646

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 980 sqft · built 1955
Lot Size	0.218 acres (9,535 sqft)
Owner	Individual Name on File
Last Sale	$55,500 (Apr 2019)
Tax Bill	$1,772 (2025)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
APN	`041-020-035-00`

Property Details

APN / Parcel Number

Primary APN	`041-020-035-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	980 sqft Living Area
1st Floor Area	980 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	9,535 sqft (0.218 acres)
Garage Area	592 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	206 ELSIE ST
City	KALKASKA
State	MI
Zip	49646-8227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF THE N 1/2 OF THE NE 1/4 SEC 20 T27N-R7W COM 7 RDS E OF INTERSECTION OF E LI OF MAPLE ST & THE S LI OF ELSIE ST TH S 4
Legal Range	07W
Legal Township	27N
Legal Section	20
Legal Subdivision	N2 NE4 S29T27NR7W
Jurisdiction	KALKASKA MI
Township / Civil Division	KALKASKA
Census Block Group	3
Census Block	3018
Census Tract	950300

Owner

206 Elsie St is owned by an individual who bought it in April 2019.

Source: Kalkaska County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	202 ELSIE ST, KALKASKA, MI 49646-8227
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2019 · Amount on File
Deed Sale	Apr 23, 2019 · Amount on File
Prior Sale	Dec 19, 2012 · Amount on File
Deed Document Number	20193145199
Prior Transfer Date	Mar 5, 2009
Prior Transfer Doc	0003089768
Record Updated	Oct 29, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALKASKA MI
Recording Date	Apr 23, 2019
Property Address	206 ELSIE ST, KALKASKA, MI 49646-8227
Document Number	0003145199
Instrument Date	Apr 19, 2019
Instrument	3145199
Transaction Type	Transfer
Record Updated	Jun 20, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 ELSIE ST, KALKASKA, MI 49646-8227

Mortgage

Document Number	0003145185
Date	Apr 22, 2019
Instrument	3145185

Lender

Name	INDEPENDENT BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 206 Elsie St was $1,772, up 1.8% from the year before.

Source: Kalkaska County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalkaska County
County Subdivision	Kalkaska Township
Municipality	Kalkaska Village
Unified School District	Kalkaska Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,900 (+7.6%)	$121,800 (+7.6%)
2025	$1,772.00 (+1.84%)	$56,600	$113,200
2024	$1,740.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 206 Elsie St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 206 Elsie St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF KALKASKA serves 2,020 people · EPA ID MI0003560
Water Source	Groundwater
Last State Inspection	Sep 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20