Lancaster County property record for 206 Elm St, Lancaster, SC 29720
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,678 sqft · built 1910 |
| Lot Size | 0.52 acres (22,656 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $308,000 (Nov 2025) |
| Tax Bill | $1,795 (2024) |
| Deeds & Mortgages | Apr 2022 Mortgage Nov 2025 Sale & Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0081A-0E-006.00 |
| Primary APN | 0081A-0E-006.00 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,678 sqft Living Area |
| Gross Area | 3,366 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,656 sqft (0.52 acres) |
| Lot Dimensions | 22.5 ft deep x 100 ft wide |
| Garage Area | 440 sqft |
| Porch | Porch |
| Porch Area | 672 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 12481 |
|---|---|
| Street Address | 206 ELM ST |
| City | LANCASTER |
| State | SC |
| Zip | 29720-2432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | 100X225 .516 AC |
| Jurisdiction | LANCASTER SC |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 10800 |
Source: Lancaster County records, as of March 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 206 ELM ST, LANCASTER, SC 29720-2432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Nov 7, 2025 | Warranty Deed, Transfer · Line of Credit AMERICAN SECURITY MORTGAGE CORP |
| Feb 13, 2024 | Warranty Deed, Transfer · FHA Mortgage T2 FINANCIAL LLC |
| Jun 30, 2020 | Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Mar 30, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Mar 30, 2018 | Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Aug 30, 2017 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2025 · Amount on Record |
| Deed Sale | Nov 7, 2025 · Amount on Record |
| Prior Sale | Feb 13, 2024 · Amount on Record |
| Deed Document Number | 202515128 |
| Deed Book / Page | 1985 / 201 |
| Prior Transfer Date | Mar 29, 2018 |
| Prior Transfer Doc | 0000004401 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER SC |
| Property Address | 206 ELM ST, LANCASTER, SC 29720-2432 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000006637 |
|---|---|
| Date | Apr 19, 2022 |
| Book Page | 4724/26 |
| Instrument | 2022006637 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Nov 7, 2025 |
| Property Address | 206 ELM ST, LANCASTER, SC 29720-2432 |
| Document Number | 0000015128 |
| Book / Page | 1985 / 201 |
| Map Reference | MB 8 PG 12 |
| Instrument Date | Nov 4, 2025 |
| Instrument | 2025015128 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $800.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 206 ELM ST, LANCASTER, SC 29720-2432 |
| Document Number | 0000015129 |
|---|---|
| Date | Nov 7, 2025 |
| Instrument | 2025015129 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Feb 13, 2024 |
| Property Address | 206 ELM ST, LANCASTER, SC 29720-2432 |
| Document Number | 0000001572 |
| Book / Page | 1757 / 93 |
| Map Reference | MB 8 PG 12 |
| Instrument Date | Feb 13, 2024 |
| Instrument | 2024001572 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $806.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 206 ELM ST, LANCASTER, SC 29720-2432 |
| Document Number | 0000001575 |
|---|---|
| Date | Feb 13, 2024 |
| Instrument | 2024001575 |
| Name | T2 FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Jun 30, 2020 |
| Property Address | 206 ELM ST, LANCASTER, SC 29720-2432 |
| Document Number | 0000010459 |
| Book / Page | 1342 / 44 |
| Map Reference | MB 8 PG 12 |
| Instrument Date | Jun 26, 2020 |
| Instrument | 2020010459 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $865.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 206 ELM ST, LANCASTER, SC 29720-2432 |
| Document Number | 0000010460 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | 2020010460 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Change Frequency | 5 Years |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Mar 30, 2018 |
| Property Address | 206 ELM ST, LANCASTER, SC 29720-2432 |
| Document Number | 0000004401 |
| Book / Page | 001128 / 000110 |
| Instrument Date | Mar 29, 2018 |
| Instrument | 4401 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 206 ELM ST LANCASTER SC 297202432, LANCASTER, SC 29720-2432 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Mar 30, 2018 |
| Property Address | 206 ELM ST, LANCASTER, SC 29720-2432 |
| Document Number | 0000004399 |
| Book / Page | 1128 / 108 |
| Map Reference | MB 8 PG 12 |
| Instrument Date | Mar 26, 2018 |
| Instrument | 2018004399 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $777.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 206 ELM ST, LANCASTER, SC 29720-2432 |
| Document Number | 0000004400 |
|---|---|
| Date | Mar 30, 2018 |
| Instrument | 2018004400 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Aug 30, 2017 |
| Property Address | 206 ELM ST, LANCASTER, SC 29720-2432 |
| Document Number | 0000012991 |
| Book / Page | 001079 / 000070 |
| Instrument Date | Aug 25, 2017 |
| Instrument | 12991 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $114.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1201 ANNA LN SAN MARCOS CA 920692160, SAN MARCOS, CA 92069-2160 |
Source: Lancaster County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lancaster County |
| Municipality | Lancaster City |
| Unified School District | Lancaster County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,640 (+27.58%) Land $400 Building $11,240 | $291,000 (+27.58%) Land $10,000 Building $281,000 | |
| 2024 | $1,795.00 (-12.01%) | $9,124 (-) Land $400 Building $8,724 | $228,100 (-) Land $10,000 Building $218,100 |
| 2023 | $2,040.00 (-5.95%) | $9,124 (-) Land $400 Building $8,724 | $228,100 (-) Land $10,000 Building $218,100 |
| 2022 | $2,169.00 | $9,124 Land $400 Building $8,724 | $228,100 Land $10,000 Building $218,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001 |
|---|---|
| Water Source | Purchased surface water from LANCASTER COUNTY W&SD |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Cable | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures