Benton County property record for 206 Elm St, Garrison, IA 52229
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,712 sqft · built 1919 |
| Lot Size | 0.394 acres (17,160 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $65,000 (Aug 2018) |
| Tax Bill | $1,320 (2026) |
| Deeds & Mortgages | Mar 2023 Line of Credit Aug 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07005450 |
| Primary APN | 07005450 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,712 sqft Living Area |
| 1st Floor Area | 784 sqft |
| Basement Area | 784 sqft |
| Unfinished Basement | 784 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1919 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 17,160 sqft (0.394 acres) |
| Lot Dimensions | 130 ft deep x 132 ft wide |
| Garage Type | Detached |
| Garage Area | 1,092 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 384 sqft |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 206 ELM ST |
|---|---|
| City | GARRISON |
| State | IA |
| Zip | 52229-9519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROBERTSONS 2ND ADD LOT 3 & 4 BLK 6 |
| Legal Subdivision | ROBERTSONS 2ND |
| Legal Block | 6 |
| Legal Lot Number | 3,4 |
| Jurisdiction | BENTON IA |
| Township / Civil Division | JACKSON |
| Census Block Group | 2 |
| Census Block | 2057 |
| Census Tract | 960200 |
Source: Benton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1803 S 1ST AVE, VINTON, IA 52349-2615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 13, 2023 | Deed of Trust, Mortgage · Line of Credit CEDAR VALLEY BANK & TRUST |
| Aug 24, 2018 | Deed of Trust, Mortgage CEDAR VALLEY BANK & TRUST |
| Aug 24, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2018 · Amount on Record |
| Deed Sale | Aug 24, 2018 · Amount on Record |
| Deed Document Number | 201818-1892 |
| Deed Book / Page | 18 / 1892 |
| Last Transfer Date | Jan 26, 2023 |
| Transfer Doc | 0000000449 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON IA |
| Property Address | 206 ELM ST, GARRISON, IA 52229-9519 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000230770 |
|---|---|
| Date | Mar 13, 2023 |
| Instrument | 23-0770 |
| Name | CEDAR VALLEY BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON IA |
| Property Address | 206 ELM ST, GARRISON, IA 52229-9519 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000018/0000001894 |
|---|---|
| Date | Aug 24, 2018 |
| Book Page | 0000000018/0000001894 |
| Instrument | 0000018-1894 |
| Name | CEDAR VALLEY BANK & TRUST |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 353 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON IA |
| Recording Date | Aug 24, 2018 |
| Property Address | 206 ELM ST, GARRISON, IA 52229-9519 |
| Document Number | 18/1892 |
| Book / Page | 18 / 1892 |
| Instrument Date | Aug 23, 2018 |
| Instrument | 0000018-1892 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 206 ELM ST, GARRISON, IA 52229-9519 |
Source: Benton County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Benton County |
| Municipality | Garrison City |
| Unified School District | Vinton-Shellsburg Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,320.00 (+0.92%) | $89,000 (-) Land $9,000 Building $80,000 | $89,000 (-) Land $9,000 Building $80,000 |
| 2025 | $1,308.00 (-12.21%) Homeowner's exemption | $89,000 (+12.94%) Land $9,000 Building $80,000 | $89,000 (+12.94%) Land $9,000 Building $80,000 |
| 2024 | $1,490.00 (+18.63%) | ||
| 2023 | $78,800 (+14.2%) Land $7,900 Building $70,900 | $78,800 (+14.2%) Land $7,900 Building $70,900 | |
| 2022 | $1,256.00 Homeowner's exemption | $69,000 Land $6,300 Building $62,700 | |
| 2021 | $69,000 Land $6,300 Building $62,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 22, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRISON WATER SUPPLY serves 344 people · EPA ID IA0625078 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Keystone Communications Fiber | 250 / 250 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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