206 E State St, #1, Black Mountain, NC 28711 Property Records

Buncombe County property record for 206 E State St, #1, Black Mountain, NC 28711

Property Summary

Property TypeCommercial Condominium
Details1,327 sqft · built 2006
OwnerCompany Name on Record
Last Sale$466,000 (Mar 2008)
Tax Bill$1,955 (2025)
Deeds & MortgagesMar 2022 Line of Credit
Jun 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN0619-36-8793-C0001

Property Details

APN / Parcel Number

Primary APN0619-36-8793-C0001

Interior

Stories1 Story
Building Area1,327 sqft Total Area

Exterior

Year BuiltBuilt 2006
Exterior MaterialWood
Construction TypeWood Frame

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address206 E STATE ST STE 1, 1
CityBLACK MOUNTAIN
StateNC
Zip28711-3545
Property CategoryCommercial
Property TypeCommercial > Retail > Commercial Condominium
Local Zoning CodeDEED DATE: 03/27/2008 DEE
Legal DescriptionDEED DATE: 03/27/2008 DEED: 4542-0382 SUBDIV: CAMPBELL BUILDING CONDO BLOCK: LOT: UNIT 1 SECTION: PLAT: 0110-0175
Legal SubdivisionCAMPBELL BUILDING CONDO
JurisdictionBUNCOMBE NC
Township / Civil DivisionBLACK MOUNTAIN
Census Block Group3
Census Block3052
Census Tract3105

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address206 E STATE ST STE 1, 1, BLACK MOUNTAIN, NC 28711-3545
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2022Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Jun 21, 2018Deed of Trust, Mortgage · Commercial Mortgage
FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 27, 2008 · Amount on Record
Deed SaleMar 27, 2008 · Amount on Record
Deed Document Number0004542382
Deed Book / Page4542 / 382
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Property Address206 E STATE ST STE 1, 1, BLACK MOUNTAIN, NC 28711-3545
Transaction TypeMortgage
Record UpdatedAug 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address206 E STATE ST 5, 5, BLACK MOUNTAIN, NC 28711-3545

Mortgage

Document Number0061931632
DateMar 9, 2022
Book Page6193/1632
Lender
NameTRUIST BANK
TypeBank
AddressASHEVILLE, NC 28801
Agreement
TypeLine of Credit
AmountAmount Recorded

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Property Address206 E STATE ST STE 1, 1, BLACK MOUNTAIN, NC 28711-3545
Transaction TypeMortgage
Record UpdatedAug 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056751260
DateJun 21, 2018
Book Page5675/1260
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
MunicipalityBlack Mountain Town
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,955.00 (+5.9%)$225,400 (-)
2023$1,846.00$225,400$225,400 (-) Building $225,400
2021$225,400 Building $225,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims4 (2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BLACK MOUNTAIN
serves 11,976 people · EPA ID NC0111020
Water SourcePurchased surface water from several systems
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
DSL
100 / 20

May also be available: Verizon.

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