206 E Spruce St, Jerseyville, IL 62052 Property Records

Jersey County property record for 206 E Spruce St, Jerseyville, IL 62052

Property Summary

Property Type	Single Family Home
Details	725 sqft · built 1959
Lot Size	0.25 acres (10,875 sqft)
Owner	2 Individual Names on File
Last Sale	$8,000 (Aug 2018)
Tax Bill	$1,336 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Aug 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-373-006-00`

Property Details

APN / Parcel Number

Primary APN	`04-373-006-00`
Alternative APN	`373-006-00`

Interior

Stories	1 Story
Building Area	725 sqft Total Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	10,875 sqft (0.25 acres)
Lot Dimensions	125 ft deep x 87 ft wide

Location & Zoning

Account Number	373-006-00
Street Address	206 E SPRUCE ST
City	JERSEYVILLE
State	IL
Zip	62052-1749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BURKE'S ADDITION LOT 6 BLK 3 7-18 9.9K, 12-08 42K, 1-03 40K, 8-98 13.5K 1959 1STY/CRAWL 725SQ 87X125 LOT
Legal Subdivision	BURKES ADDITION
Legal Block	3
Legal Lot Number	6
Jurisdiction	JERSEY IL
Township / Civil Division	JERSEY
Census Block Group	2
Census Block	2046
Census Tract	10100

Owner

206 E Spruce St is owned and occupied by two individuals who bought it in August 2018.

Source: Jersey County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	206 E SPRUCE ST, JERSEYVILLE, IL 62052-1749
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Deed of Trust, Mortgage · Line of Credit CARROLLTON BANK
Aug 13, 2018	Warranty Deed, Transfer CARROLLTON BANK
Jul 26, 2018	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2018 · Amount on File
Deed Sale	Aug 13, 2018 · Amount on File
Prior Sale	Jul 26, 2018 · Amount on File
Deed Document Number	201815377
Prior Transfer Date	Jul 17, 2018
Prior Transfer Doc	0000015358
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JERSEY IL
Recording Date	Sep 3, 2026
Property Address	206 E SPRUCE ST, JERSEYVILLE, IL 62052-1749
Document Number	0000181027
Instrument Date	Aug 26, 2026
Instrument	2026181027
Transaction Type	Mortgage
Record Updated	Sep 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5270 WOLF RIDGE TRL, BUNKER HILL, IL 62014-2061

Mortgage

Document Number	0000181027,
Date	Sep 3, 2026
Instrument	2026181027

Lender

Name	CARROLLTON BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JERSEY IL
Recording Date	Aug 13, 2018
Property Address	206 E SPRUCE ST, JERSEYVILLE, IL 62052-1749
Document Number	20180015377
Instrument Date	Aug 7, 2018
Instrument	2.0180015377
Transaction Type	Transfer
Record Updated	Jul 5, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5270 WOLF RIDGE TRL, BUNKER HILL, IL 62014-2061

Mortgage

Document Number	20180015377
Date	Aug 13, 2018
Instrument	2.0180015377

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Amount	Amount on Record

July 2018: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	JERSEY IL
Recording Date	Jul 26, 2018
Property Address	206 E SPRUCE ST, JERSEYVILLE, IL 62052-1749
Document Number	20180015358
Instrument Date	Jul 17, 2018
Instrument	2.0180015358
Transaction Type	Foreclosure
Record Updated	Jul 5, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 206 E Spruce St was $1,336, up 4.3% from the year before.

Source: Jersey County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jersey County
County Subdivision	Jersey Township
Municipality	Jerseyville City
Unified School District	Jersey Community Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,336.00 (+4.29%)	$17,790 Land $8,975 Building $8,815	$53,370 Land $26,925 Building $26,445
2024	$1,281.00
2022	$1,187.00	$14,460 Land $7,295 Building $7,165	$43,380 Land $21,885 Building $21,495

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 206 E Spruce St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1979–1982)
Most Recent Claim	Dec 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 206 E Spruce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-JERSEYVILLE serves 8,412 people · EPA ID IL0830250
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Grafton Technologies.

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