206 E Plumb St, Gifford, IL 61847 Property Records

Champaign County property record for 206 E Plumb St, Gifford, IL 61847

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,536 sqft · built 2014
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual Name on File
Last Sale	$163,000 (Jun 2021)
Tax Bill	$4,391 (2024)
Deeds & Mortgages	May 2021 Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-10-01-154-014`

Property Details

APN / Parcel Number

Primary APN	`06-10-01-154-014`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,536 sqft Living Area
Gross Area	4,224 sqft
1st Floor Area	1,536 sqft
Basement Area	1,536 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Other
Lot Area	12,000 sqft (0.275 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Porch Area	128 sqft
Patio Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	206 E PLUMB ST
City	GIFFORD
State	IL
Zip	61847-9552
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 4, PT 5 BLOCK 8 GIFFORD - ORIGINAL TOWN
Legal Range	10E
Legal Township	21N
Legal Section	01
Legal Subdivision	GIFFORD - ORIGINAL TOWN
Legal Block	8
Legal Lot Number	4
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	COMPROMISE
Census Block Group	3
Census Block	3020
Census Tract	10400

Owner

206 E Plumb St is owned and occupied by an individual who bought it in June 2021.

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	206 E PLUMB ST, GIFFORD, IL 61847-9552
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION 1
Jun 23, 2021	Warranty Deed, Transfer · Closed-End Mortgage THE GIFFORD STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2021 · Amount on File
Deed Sale	Jun 23, 2021 · Amount on File
Prior Sale	Jul 18, 2014
Deed Document Number	202114588
Prior Transfer Date	Jul 17, 2014
Prior Transfer Doc	0000012812
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	206 E PLUMB ST, GIFFORD, IL 61847-9552
Transaction Type	Mortgage
Record Updated	Apr 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012392
Date	May 27, 2021
Instrument	2021R12392

Lender

Name	CREDIT UNION 1
Type	Credit Union
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.37%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 23, 2021
Property Address	206 E PLUMB ST, GIFFORD, IL 61847-9552
Document Number	0000014588
Map Reference	MB A PG 7
Instrument Date	Jun 7, 2021
Instrument	2021R14588
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	NOT AVAILABLE, ACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$163.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	206 E PLUMB ST, GIFFORD, IL 61847-9552

Mortgage

Document Number	0000014589
Date	Jun 23, 2021
Instrument	2021R14589

Lender

Name	THE GIFFORD STATE BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	61 Months
Due	Jul 1, 2026

Interest

Rate	4%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Compromise Township
Municipality	Gifford Village
Elementary School District	Gifford Community Consolidated School District 188 (PK - 08)
Secondary School District	Rantoul Township High School District 193 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$69,770 Land $4,610 Building $65,160	$209,310 Land $13,830 Building $195,480
2024	$4,391.00
2022	$3,964.00 Homeowner's exemption	$56,490 Land $3,740 Building $52,750	$169,470 Land $11,220 Building $158,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 206 E Plumb St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 206 E Plumb St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIFFORD serves 911 people · EPA ID IL0190250
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.6 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	800 / 400
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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