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206 E Lafayette St, Clayton, IL 62324 Property Records

Adams County property record for 206 E Lafayette St, Clayton, IL 62324

Property Summary

Property TypeSingle Family Home
Lot Size0.24 acres (10,578 sqft)
OwnerIndividual Name on Record
Last Sale$65,000 (Aug 2021)
Tax Bill$1,249 (2024)
Deeds & MortgagesAug 2021 Sale & Mortgage
Mar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN010058800000

Property Details

APN / Parcel Number

Primary APN010058800000

Exterior

Lot Area10,578 sqft (0.24 acres)

Location & Zoning

Street Address206 E LAFAYETTE ST
CityCLAYTON
StateIL
Zip62324-1415
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 202 ORIGINAL SURVEY LOT 202
Legal Range5W
Legal Township1N
Legal Section34
Legal SubdivisionVILLAGE OF CLAYTON
Legal Lot Number202
JurisdictionADAMS IL
Township / Civil DivisionCLAYTON
Census Block Group4
Census Block4038
Census Tract10200

Owner

Source: Adams County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address206 E LAFAYETTE ST, CLAYTON, IL 62324-1415
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2021Warranty Deed, Transfer · Conventional Mortgage
UNITED COMMUNITY BANK
Mar 3, 2020Warranty Deed, Transfer · Conventional Mortgage
ILLINOIS STATE POLICE FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 3, 2021 · Amount on Record
Deed SaleAug 3, 2021 · Amount on Record
Prior SaleMar 3, 2020 · Amount on Record
Deed Document Number20217396
Record UpdatedJun 8, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionADAMS IL
Recording DateAug 3, 2021
Property Address206 E LAFAYETTE ST, CLAYTON, IL 62324-1415
Document Number2021R07396
Instrument DateJul 28, 2021
Instrument2021R-07396
Transaction TypeTransfer
Record UpdatedOct 25, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$97.50
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address206 E LAFAYETTE ST, CLAYTON, IL 62324-1415
InvestorPossibly a Property Investor

Mortgage

Document Number2021R07397
DateAug 3, 2021
Instrument2021R-07397
Lender
NameUNITED COMMUNITY BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionADAMS IL
Recording DateMar 3, 2020
Property Address206 E LAFAYETTE ST, CLAYTON, IL 62324-1415
Document Number2020R01486
Instrument DateFeb 28, 2020
Instrument2020R-01486
Transaction TypeTransfer
Record UpdatedOct 25, 2021
Title CompanyTITLE CTRS, TITLE CENTER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$57.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address206 E LAFAYETTE ST, CLAYTON, IL 62324-1415

Mortgage

Document Number2020R01487
DateMar 3, 2020
Instrument2020R-01487
Lender
NameILLINOIS STATE POLICE FCU
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate2.95%

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyAdams County
County SubdivisionClayton Township
MunicipalityClayton Village
Unified School DistrictCentral CUSD 3 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$26,040 (+21.97%) Land $2,430 Building $23,610$78,120 (+21.97%) Land $7,290 Building $70,830
2024$1,249.00 (+164.62%)
2022$21,350 Land $2,000 Building $19,350$64,050 Land $6,000 Building $58,050
2021$472.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLAYTON
serves 709 people · EPA ID IL0010100
Water SourcePurchased groundwater from CLAYTON-CAMP POINT WATER COMMISSION
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Adams Telsystems
Fiber		1,000 / 1,000
Nextlink
Fixed Wireless		700 / 300

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