State of Hawaii and Hawaii County property record for 206 E Kinai Pl, Apt B, Hilo, HI 96720
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,960 sqft · built 1994 |
| Lot Size | 0.23 acres (10,007 sqft) |
| Owner | Individual Name on File |
| Last Sale | $312,815 (Oct 2010) |
| Tax Bill | $1,921 (2025) |
| Deeds & Mortgages | May 2021 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-2-2-046-090 |
| Primary APN | 3-2-2-046-090 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,960 sqft Living Area |
| Gross Area | 2,016 sqft |
| 1st Floor Area | 1,960 sqft |
| Upper Floors Area | 480 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 10,007 sqft (0.23 acres) |
| Garage Area | 50 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 56 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 206 E KINAI PL, B |
|---|---|
| City | HILO |
| State | HI |
| Zip | 96720-7635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1B |
| Legal Description | LOT 8 10007 SF DES POR GR 11881 KINAI S/D TOG/UND 1/6 INT IN RDWY LOT B TOG/VAR ESMTS FOR RD & UTIL PURP |
| Legal Subdivision | WAIAKEA HMSTD. HOUSELOTS |
| Legal Lot Number | 8 |
| Jurisdiction | HAWAII HI |
| Township / Civil Division | HILO |
| Census Block Group | 4 |
| Census Block | 4036 |
| Census Tract | 20600 |
206 E Kinai Pl, Apt B is owned and occupied by an individual who acquired it in July 2014.
Source: State of Hawaii and Hawaii County records, as of August 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 206 E KINAI PL, B, HILO, HI 96720-7635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| May 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2010 · Amount on File |
| Deed Sale | Oct 5, 2010 · Amount on File |
| Prior Sale | Mar 31, 2003 · Amount on File |
| Deed Document Number | 2010149394 |
| Last Transfer Date | Jul 22, 2014 |
| Transfer Doc | A53510728A |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 206 E KINAI PL APT B, B, HILO, HI 96720-7635 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2026 |
| Title Company | FIRST AMERICAN TITLE, FAM |
| Name | Verified Name |
|---|
| Document Number | 0A78150323 |
|---|---|
| Date | May 25, 2021 |
| Instrument | A-78150323 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 206 E KINAI PL APT B, B, HILO, HI 96720-7635 |
| Document Number | 0A74380238 |
| Instrument Date | May 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 206 E KINAI PL #B HILO HI 967207635, B, HILO, HI 96720-7635 |
| Document Number | 0A74380238 |
|---|---|
| Date | May 13, 2020 |
| Instrument | A74380238 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 12, 2045 |
The 2025 property tax bill for 206 E Kinai Pl, Apt B was $1,921 with a homeowner's exemption.
Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Hawaii County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $480,300 (+3%) Land $120,300 Building $360,000 | $609,600 (+0.91%) Land $231,500 Building $378,100 | |
| 2025 | $1,921.00 | $466,300 (+3%) Land $120,300 Building $346,000 | $604,100 (+15.57%) Land $226,000 Building $378,100 |
| 2024 | $452,700 (+3%) Land $120,300 Building $332,400 | $522,700 (-0.51%) Land $167,500 Building $355,200 | |
| 2023 | $1,854.00 Homeowner's exemption | $439,500 Land $120,300 Building $319,200 | $525,400 Land $195,000 Building $330,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 206 E Kinai Pl, Apt B in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 5 (1979–2018) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Aug 2018 · Hurricane Lane |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 206 E Kinai Pl, Apt B is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILO serves 39,477 people · EPA ID HI0000101 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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