206 E Church St, Frederick, MD 21701 Property Records

Frederick County property record for 206 E Church St, Frederick, MD 21701

Property Summary

Property TypeTownhouse
Details1.5 ba · 1,280 sqft · built 1884
Lot Size0.036 acres (1,568 sqft)
Owner2 Individual Names on File
Last Sale$519,900 (Mar 2025)
Tax Bill$6,338 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-096439

Property Details

APN / Parcel Number

Primary APN02-096439
Alternative APNs
  • 2096439
  • 096439

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,280 sqft Living Area
Gross Area1,328 sqft
1st Floor Area640 sqft

Exterior

Year BuiltBuilt 1884
Effective Year BuiltEffective 1884
Architectural StyleTownhouse
Exterior MaterialBrick
Construction TypeBrick
Roof TypeSawtooth
Roof MaterialMetal
Lot Area1,568 sqft (0.036 acres)
Lot Dimensions98 ft deep x 16 ft wide
PorchEnclosed Porch
Porch Area48 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
SewerMunicipal

Location & Zoning

Account Number096439
Street Address206 E CHURCH ST
CityFREDERICK
StateMD
Zip21701-5406
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeDR
Legal DescriptionLT 16 X 98 206 E. CHURCH ST. FREDERICK
Legal SubdivisionFREDERICK
Legal Lot Number206
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group2
Census Block2014
Census Tract750200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Frederick Historic District (Boundary Increase)
listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

206 E Church St, a townhouse, is owned by two individuals who bought it in March 2025.

Source: Frederick County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address395 S END AVE, 16G, NEW YORK, NY 10280-1030
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 7, 2025 · Amount on File
Deed SaleMar 7, 2025 · Amount on File
Prior SaleJan 11, 2023 · Amount on File
Deed Book / Page17249 / 162
Record UpdatedOct 29, 2026

January 2023: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJan 11, 2023
Property Address206 E CHURCH ST, FREDERICK, MD 21701-5406
Document Number0162920318
Book / Page16292 / 318
Instrument DateJan 6, 2023
Transaction TypeTransfer
Record UpdatedJan 24, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$997.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address206 E CHURCH ST, FREDERICK, MD 21701-5406

Mortgage

Document Number0016292324
DateJan 11, 2023
Instrument16292/324
Lender
NamePATRICIA LAMB
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 206 E Church St was $6,338.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$392,200$491,800 Land $220,000 Building $271,800
2025$6,338.00
2023$5,623.00 Homeowner's exemption$307,933$342,400 Land $170,000 Building $172,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 206 E Church St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1996)
Most Recent ClaimJun 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 206 E Church St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 2,000
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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