206 E Charles St, Moravia, IA 52571 Property Records

Appanoose County property record for 206 E Charles St, Moravia, IA 52571

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,544 sqft · built 1927
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Jul 2025)
Tax Bill	$1,142 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`370042001570000`

Property Details

APN / Parcel Number

Primary APN	`370042001570000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,544 sqft Living Area
Basement Area	117 sqft
Unfinished Basement	117 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	206 E CHARLES ST
City	MORAVIA
State	IA
Zip	52571-9598
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIG TOWN LOT 65 & E1/2 ALLEY BTWN LOT 65 & 66 & W1/2 JACOBST BTWN LOT 65 & 64
Legal Subdivision	MORAVIA
Legal Lot Number	65
Jurisdiction	APPANOOSE IA
Township / Civil Division	TAYLOR
Census Block Group	1
Census Block	1049
Census Tract	950100

Owner

206 E Charles St is owned and occupied by an individual who bought it in July 2025.

Source: Appanoose County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	206 E CHARLES ST, MORAVIA, IA 52571-9598
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTH OTTUMWA SAVINGS BANK
Apr 16, 2021	Warranty Deed, Transfer · Conventional Mortgage IOWA TRUST & SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2025 · Amount on File
Deed Sale	Jul 3, 2025 · Amount on File
Deed Document Number	20251308
Deed Book / Page	2025 / 1308
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	APPANOOSE IA
Property Address	206 E CHARLES ST, MORAVIA, IA 52571-9598
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/2605
Date	Nov 12, 2020
Book Page	2020/2605
Instrument	2020 2605

Lender

Name	SOUTH OTTUMWA SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 20, 2040

Interest

Rate Type	Adjustable Rate

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	APPANOOSE IA
Recording Date	Apr 16, 2021
Property Address	206 E CHARLES ST, MORAVIA, IA 52571-9598
Document Number	002021/967
Book / Page	2021 / 967
Instrument Date	Apr 15, 2021
Instrument	2021 967
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$114.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	206 E CHARLES ST, MORAVIA, IA 52571-9598
Investor	Possibly a Property Investor

Mortgage

Document Number	002021/969
Date	Apr 16, 2021
Book Page	2021/969
Instrument	2021 969

Lender

Name	IOWA TRUST & SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 206 E Charles St was $1,142, down 2.9% from the year before.

Source: Appanoose County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Appanoose County
Municipality	Moravia City
Unified School District	Moravia Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,142.00 (-2.89%)	$84,500 (-) Land $8,820 Building $75,680	$84,500 (-) Land $8,820 Building $75,680
2025	$1,176.00	$84,500 Land $8,820 Building $75,680	$84,500 Land $8,820 Building $75,680
2024	$1,176.00
2023		$70,220 (+27.3%) Land $7,940 Building $62,280	$70,220 Land $7,940 Building $62,280
2022	$1,014.00	$55,160 Land $7,840 Building $47,320
2021			$55,160 Land $7,840 Building $47,320

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 206 E Charles St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 206 E Charles St is moderate, ranking above 43% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 74% of Iowa
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORAVIA PUBLIC WATER SUPPLY serves 637 people · EPA ID IA0467008
Water Source	Purchased surface water from RATHBUN REGIONAL WATER ASSN (RATHBUN)
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Liberty Communications Fixed Wireless	500 / 200
Windstream DSL · Fiber, Fixed Wireless in parts of the area	200 / 20
Rise Broadband Fixed Wireless	50 / 10
T-Mobile Fixed Wireless	25 / 3

May also be available: Citizens Mutual Telephone, Lockridge Networks.

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