206 E 2nd St, Meriden, IA 51037 Property Records

Cherokee County property record for 206 E 2nd St, Meriden, IA 51037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,696 sqft · built 1972
Lot Size	0.289 acres (12,600 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Apr 2025)
Tax Bill	$3,514 (2026)
Deeds & Mortgages	Dec 2023 Mortgage Nov 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0612387001`

Property Details

APN / Parcel Number

Primary APN	`0612387001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	3 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,696 sqft Living Area
1st Floor Area	1,216 sqft
Basement Area	1,216 sqft
Finished Basement	800 sqft
Unfinished Basement	566 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,600 sqft (0.289 acres)
Lot Dimensions	90 ft deep x 140 ft wide
Garage Type	Attached
Garage Area	1,171 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	16 sqft
Deck Area	288 sqft
Patio Area	264 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	206 E 2ND ST
City	MERIDEN
State	IA
Zip	51037-7702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N1/2 LOT 9 & ALL LOT 10 BLK 8 HAZARD ADD 5053A
Legal Range	41W
Legal Township	92N
Legal Section	12
Legal Subdivision	HAZARD ADD
Legal Block	8
Legal Lot Number	9,10
Jurisdiction	CHEROKEE IA
Township / Civil Division	SHERIDAN
Census Block Group	1
Census Block	1077
Census Tract	80300

Owner

206 E 2nd St is owned and occupied by an individual who bought it in April 2025.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	206 E 2ND ST, MERIDEN, IA 51037-7702
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Deed of Trust, Mortgage · FHA Mortgage CHEROKEE STATE BANK
Nov 2, 2022	Deed of Trust, Mortgage · Line of Credit STATE SAVINGS BANK
Feb 20, 2020	Deed of Trust, Mortgage · Line of Credit CHEROKEE STATE BANK
Aug 22, 2019	Deed of Trust, Mortgage · Line of Credit CHEROKEE STATE BANK
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage IOWA BANKERS MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2025 · Amount on File
Deed Sale	Apr 23, 2025 · Amount on File
Prior Sale	Jul 19, 2016 · Amount on File
Deed Document Number	2025721
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE IA
Property Address	206 E 2ND ST, MERIDEN, IA 51037-7702
Transaction Type	Mortgage
Record Updated	Jan 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 E 2ND ST, MERIDEN, IA 51037-7702

Mortgage

Document Number	02023/2105
Date	Dec 6, 2023
Book Page	2023/2105
Instrument	2023 2105

Lender

Name	CHEROKEE STATE BANK
Type	Bank
Address	212 W WILLOW ST, CHEROKEE, IA 51012

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2038

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE IA
Property Address	206 E 2ND ST, MERIDEN, IA 51037-7702
Transaction Type	Mortgage
Record Updated	Mar 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 E 2ND ST, MERIDEN, IA 51037-7702

Mortgage

Document Number	02022/2438
Date	Nov 2, 2022
Book Page	2022/2438
Instrument	2022 2438

Lender

Name	STATE SAVINGS BANK
Type	Bank
Address	MARCUS, IA 51035

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE IA
Property Address	206 E 2ND ST, MERIDEN, IA 51037-7702
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002020/283
Date	Feb 20, 2020
Book Page	2020/283
Instrument	2020 0283

Lender

Name	CHEROKEE STATE BANK
Type	Bank
Address	CHEROKEE, IA 51012

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE IA
Property Address	206 E 2ND ST, MERIDEN, IA 51037-7702
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02019/1629
Date	Aug 22, 2019
Book Page	2019/1629
Instrument	2019 1629

Lender

Name	CHEROKEE STATE BANK
Type	Bank
Address	CHEROKEE, IA 51012

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE IA
Property Address	206 E 2ND ST, MERIDEN, IA 51037-7702
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/2370
Date	Oct 15, 2021
Book Page	2021/2370
Instrument	2021 2370

Lender

Name	IOWA BANKERS MORTGAGE CORP
Type	Mortgage Company
Address	JOHNSTON, IA 50131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 206 E 2nd St was $3,514 with a homeowner's exemption.

Source: Cherokee County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cherokee County
Municipality	Meriden City
Unified School District	Marcus-Meriden-Cleghorn Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,514.00	$262,840 (-6.97%) Land $11,060 Building $251,780	$262,840 (-6.97%) Land $11,060 Building $251,780
2025		$282,530 Land $11,060 Building $271,470	$282,530 Land $11,060 Building $271,470
2024	$2,892.00
2023		$214,550 (+34.49%) Land $11,060 Building $203,490	$214,550 Land $11,060 Building $203,490
2022	$2,600.00	$159,530 Land $11,060 Building $148,470
2021			$159,530 Land $11,060 Building $148,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 206 E 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 1, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 206 E 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDEN MUNICIPAL WATER SUPPLY serves 161 people · EPA ID IA1849071
Water Source	Purchased groundwater from CHEROKEE RWS- MILL CREEK SUBSYSTEM
Last State Inspection	Sep 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C-M-L Telephone Cooperative Association Fiber	1,000 / 500
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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