Lincoln County property record for 206 E 1st St, Stroud, OK 74079
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,524 sqft · built 1925 |
| Lot Size | 0.26 acres (11,346 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $57,000 (Jan 2016) |
| Tax Bill | $717 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Aug 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19857 |
| Primary APN | 19857 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,524 sqft Living Area |
| 1st Floor Area | 1,524 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,346 sqft (0.26 acres) |
| Lot Dimensions | 183 ft deep x 62 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 88 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Storage Building | 250 sqft |
| Cooling System | Other |
|---|---|
| Heating System | Other |
| Account Number | 19857 |
|---|---|
| Street Address | 206 E 1ST ST |
| City | STROUD |
| State | OK |
| Zip | 74079-4207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK 6 W 12.5' LOT 4 & LOT 5 STROUDS ADDN STROUD |
| Legal Range | 6E |
| Legal Township | 15N |
| Legal Section | 27 |
| Legal Subdivision | STROUDS ADDN |
| Legal Block | 6 |
| Legal Lot Number | 4,5 |
| Jurisdiction | LINCOLN OK |
| Township / Civil Division | NORTHEAST LINCOLN |
| Census Block Group | 4 |
| Census Block | 4060 |
| Census Tract | 961100 |
Source: Lincoln County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 206 E 1ST ST, STROUD, OK 74079-4207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BANCFIRST |
| Aug 19, 2025 | Intrafamily Transfer, Transfer |
| Jan 12, 2016 | Personal Representative Deed, Transfer · Conventional Mortgage RED CROWN FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2016 · Amount on Record |
| Deed Sale | Jan 12, 2016 · Amount on Record |
| Prior Sale | Aug 12, 1994 · Amount on Record |
| Deed Document Number | 2016235 |
| Deed Book / Page | 2191 / 470 |
| Last Transfer Date | Aug 19, 2025 |
| Transfer Doc | 0000005790 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN OK |
| Recording Date | May 4, 2026 |
| Property Address | 206 E 1ST ST, STROUD, OK 74079-4207 |
| Document Number | 0000003371 |
| Book / Page | 2660 / 547 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 20263371 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 206 E 1ST ST, STROUD, OK 74079-4207 |
| Investor | Possibly a Property Investor |
| Document Number | 0000003371, |
|---|---|
| Date | May 4, 2026 |
| Book Page | 2660/547 |
| Instrument | 20263371 |
| Name | BANCFIRST |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 18, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LINCOLN OK |
| Recording Date | Aug 19, 2025 |
| Property Address | 206 E 1ST ST, STROUD, OK 74079-4207 |
| Document Number | 002620/682 |
| Book / Page | 2620 / 682 |
| Instrument Date | Aug 19, 2025 |
| Instrument | I-2025-005790 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | LINCOLN OK |
| Recording Date | Jan 12, 2016 |
| Property Address | 206 E 1ST ST, STROUD, OK 74079-4207 |
| Document Number | 002191/470 |
| Book / Page | 2191 / 470 |
| Instrument Date | Nov 12, 2015 |
| Instrument | 00235 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | FIRSTITLE AND ABSTRACT SERVICES INC, FIRSTITLE & ABSTRACT SERVICE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $85.50 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 795, STROUD, OK 74079-0795 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000236 |
|---|---|
| Date | Jan 12, 2016 |
| Instrument | 00236 |
| Name | RED CROWN FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2031 |
Source: Lincoln County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Lincoln County |
| Municipality | Stroud City |
| Unified School District | Stroud Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,573 (+5%) Land $291 Building $8,282 | $77,937 (-38.82%) Land $2,643 Building $75,294 | |
| 2025 | $717.00 (-1.92%) | $8,165 (+10.25%) Land $213 Building $7,952 | $127,391 (+60.02%) Land $3,318 Building $124,073 |
| 2024 | $731.00 (+27.35%) | $7,406 (+9.43%) Land $365 Building $7,041 | |
| 2022 | $574.00 | $6,768 Land $280 Building $6,488 | $79,611 Land $3,318 Building $76,293 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 20, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 80% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STROUD UTILITIES AUTHORITY serves 2,811 people · EPA ID OK1020705 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Jun 2019 Total trihalomethanes not recorded as resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 Organic carbon removal Jul 2018 |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Fiber Fiber | 10,000 / 10,000 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Vyve Broadband Cable | 2,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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