206 Cypress Dr, Madison, MS 39110 Property Records

Madison County property record for 206 Cypress Dr, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,559 sqft · built 1973
Lot Size	0.325 acres (14,167 sqft)
Owner	Individual Name on Record
Last Sale	$246,848 (Feb 2024)
Tax Bill	$737 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`072D-17D-047`

Property Details

APN / Parcel Number

Primary APN	`072D-17D-047`
Alternative APNs	`072D-17D-047/00.00` `12862`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,559 sqft Adjusted Area
Gross Area	1,348 sqft
1st Floor Area	1,348 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,167 sqft (0.325 acres)
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	12862
Street Address	206 CYPRESS DR
City	MADISON
State	MS
Zip	39110-8909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 TRACELAND NORTH PART 2 A
Legal Range	02E
Legal Township	07N
Legal Section	17
Legal Subdivision	TRACELAND NORTH PT 2 BL A
Legal Lot Number	2
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	2
Census Block	2000
Census Tract	30109

Owner

Source: Madison County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	206 CYPRESS DR, MADISON, MS 39110-8909
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2024	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMERCIAL BANK
Nov 7, 2019	Deed of Trust, Mortgage · Line of Credit COPIAH BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2024 · Amount on Record
Deed Sale	Feb 12, 2024 · Amount on Record
Deed Document Number	2024998931
Deed Book / Page	4409 / 496
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Feb 12, 2024
Property Address	206 CYPRESS DR, MADISON, MS 39110-8909
Document Number	004409/496
Book / Page	4409 / 496
Map Reference	CAB A SL 152
Instrument Date	Feb 12, 2024
Instrument	998931
Transaction Type	Transfer
Record Updated	Feb 26, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 PEBBLE LN, BRANDON, MS 39047-6210

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	206 CYPRESS DR, MADISON, MS 39110-8909

Mortgage

Document Number	0000998932
Date	Feb 12, 2024
Instrument	998932

Lender

Name	FIRST COMMERCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	206 CYPRESS DR, MADISON, MS 39110-8909
Document Number	0000880461
Instrument Date	Nov 7, 2019
Transaction Type	Mortgage
Record Updated	Dec 6, 2019
Title Company	RUCKETT LAND TITLE INC, LUCKETT LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 PEBBLE LN BRANDON MS 390476210, BRANDON, MS 39047-6210

Mortgage

Document Number	0000880461
Date	Nov 25, 2019
Book Page	003791/000571
Instrument	880461

Lender

Name	COPIAH BK
Type	Bank
Address	RICHLAND, MS 39218

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Nov 24, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$737.00 (-52.63%) Homeowner's exemption	$8,902 (-33.33%)	$89,020 (-) Land $30,000 Building $59,020
2024	$1,556.00
2023	$1,556.00	$13,353	$89,020 Land $30,000 Building $59,020

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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