Lafayette County property record for 206 Co Rd 403, Oxford, MS 38655
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 882 sqft · built 1960 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | Company Name on Record |
| Last Sale | $68,400 (Aug 2013) |
| Tax Bill | $928 (2025) |
| Deeds & Mortgages | Aug 2018 Line of Credit Aug 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 182-10-007.00 |
| Primary APN | 182-10-007.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 882 sqft Living Area |
| 1st Floor Area | 875 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Brick Veneer |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 56,628 sqft (1.3 acres) |
| Utility Building | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 19244 |
|---|---|
| Street Address | 206 COUNTY ROAD 403 |
| City | OXFORD |
| State | MS |
| Zip | 38655-6816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW1/4 NE1/4 W OF RD PREV APN: 113 -10-008-K |
| Legal Range | 03W |
| Legal Township | 09S |
| Legal Section | 10 |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 950506 |
Source: Lafayette County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 721 HIGHWAY 334, OXFORD, MS 38655-6344 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Aug 28, 2018 | Deed of Trust, Mortgage · Line of Credit MECHANICS BANK |
| Aug 17, 2023 | Deed of Trust, Mortgage MECHANICS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2013 · Amount on Record |
| Deed Sale | Aug 9, 2013 · Amount on Record |
| Prior Sale | Nov 4, 2005 · Amount on Record |
| Deed Document Number | 20137580 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 206 COUNTY ROAD 403, OXFORD, MS 38655-6816 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0201807256 |
|---|---|
| Date | Aug 28, 2018 |
| Instrument | 201807256 |
| Name | MECHANICS BANK |
|---|---|
| Type | Bank |
| Address | WATER VALLEY, MS 38965 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 22, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 206 COUNTY ROAD 403, OXFORD, MS 38655-6816 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0020236337 |
|---|---|
| Date | Aug 17, 2023 |
| Instrument | 2023-6337 |
| Name | MECHANICS BANK |
|---|---|
| Type | Bank |
| Address | WATER VALLEY, MS 38965 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Aug 11, 2028 |
Source: Lafayette County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $928.00 (+16.73%) | $9,332 (+16.69%) | $62,210 (+16.69%) Land $13,870 Building $48,340 |
| 2023 | $795.00 | $7,997 | $53,310 Land $13,870 Building $39,440 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 70% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST OXFORD WATER ASSOCIATION public/private · serves 1,544 people · EPA ID MS0360006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| North East Fiber Fiber | 2,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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