206 Charleston St, Monroe, NC 28112 Property Records

Union County property record for 206 Charleston St, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,355 sqft · built 1950
Lot Size	0.364 acres (15,856 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Dec 2023)
Tax Bill	$3,417 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Dec 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-235-166`

Property Details

APN / Parcel Number

Primary APN	`09-235-166`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,355 sqft Living Area
Gross Area	2,841 sqft
1st Floor Area	2,376 sqft
Basement Area	558 sqft
Unfinished Basement	558 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,856 sqft (0.364 acres)
Garage Type	Carport
Garage Area	324 sqft
Carport	Carport
Carport Area	324 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	547 sqft
Patio Area	547 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	206 CHARLESTON ST
City	MONROE
State	NC
Zip	28112-5944
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 MONRO
Legal Description	#5, #6, #7 SUNSET PARK PB2 PG83
Legal Subdivision	SUNSET PARK SUBDIVISION
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2000
Census Tract	20502

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	206 CHARLESTON ST, MONROE, NC 28112-5944
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Warranty Deed, Transfer · Conventional Mortgage UMORTGAGE LLC
Dec 7, 2023	Warranty Deed, Transfer NOT AVAILABLE, CALL IT CLOSED TITLE
Dec 21, 2023	Quit Claim Deed, Transfer Quitclaim
May 25, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 7, 2021	Warranty Deed, Construction Loan · Construction Mortgage STRAIGHTLINE FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2023 · Amount on Record
Deed Sale	Dec 7, 2023 · Amount on Record
Prior Sale	May 25, 2022 · Amount on Record
Deed Document Number	202329222
Deed Book / Page	8823 / 12
Prior Transfer Date	Aug 9, 2023
Prior Transfer Doc	0008829870
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 29, 2023
Property Address	206 CHARLESTON ST, MONROE, NC 28112-5944
Document Number	0008833419
Book / Page	8833 / 419
Instrument Date	Dec 28, 2023
Instrument	30805
Transaction Type	Transfer
Record Updated	Jan 16, 2024
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3618 CROWBURK RD, PAGELAND, SC 29728-8260

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	206 CHARLESTON ST, MONROE, NC 28112-5944

Mortgage

Document Number	0000030806
Date	Dec 29, 2023
Instrument	30806

Lender

Name	UMORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 7, 2023
Property Address	206 CHARLESTON ST, MONROE, NC 28112-5944
Document Number	0000882312
Book / Page	8823 / 12
Instrument Date	Dec 6, 2023
Instrument	29222
Transaction Type	Transfer
Record Updated	Dec 22, 2023
Title Company	NOT AVAILABLE, CALL IT CLOSED TITLE

Transaction

Amount	Amount Recorded
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2813 OLD MONROE MARSHVILLE RD, WINGATE, NC 28174-9795

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6913 PLAIN VIEW RD, MONROE, NC 28110-6333

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Dec 21, 2023
Property Address	206 CHARLESTON ST, MONROE, NC 28112-5944
Document Number	0008829870
Book / Page	8829 / 870
Instrument Date	Aug 9, 2023
Instrument	30309
Transaction Type	Transfer
Record Updated	Jan 9, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	206 CHARLESTON ST, MONROE, NC 28112-5944

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 CHARLESTON ST, MONROE, NC 28112-5944

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 25, 2022
Property Address	206 CHARLESTON ST, MONROE, NC 28112-5944
Document Number	0008485879
Book / Page	8485 / 879
Instrument Date	May 20, 2022
Instrument	19055
Transaction Type	Transfer
Record Updated	Jun 9, 2022
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3627 LONGPOND LN, 3627, MONROE, NC 28110-8942

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 CHARLESTON ST, MONROE, NC 28112-5944

Mortgage

Document Number	0000019056
Date	May 25, 2022
Instrument	19056

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

June 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 7, 2021
Property Address	206 CHARLESTON ST, MONROE, NC 28112-5944
Document Number	8128511
Book / Page	8128 / 511
Map Reference	MB 2 FILE 83
Instrument Date	Jun 7, 2021
Instrument	26967
Transaction Type	Construction Loan
Record Updated	Jun 28, 2021

Transaction

Amount	Amount Recorded
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8045 WILLOW BRANCH DR, 8045, WAXHAW, NC 28173-7038

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3627 LONGPOND LN, MONROE, NC 28110-8942

Mortgage

Document Number	26968
Date	Jun 7, 2021
Instrument	26968

Lender

Name	STRAIGHTLINE FUNDING LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jul 1, 2022

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,417.00 (+47.35%)	$390,900 (+83.78%) Land $50,700 Building $340,200	$390,900 (+83.78%) Land $50,700 Building $340,200
2023	$2,319.00	$212,700 Land $13,200 Building $199,500	$212,700 Land $13,200 Building $199,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

Nearby Properties on Charleston St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures