206 Charles St, Hingham, MA 02043 Property Records

Plymouth County and Hingham Town property record for 206 Charles St, Hingham, MA 02043

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,543 sqft · built 1974
Lot Size	0.928 acres (40,436 sqft)
Owner	2 Individual Names on Record
Last Sale	$740,000 (Feb 2018)
Tax Bill	$11,856 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Jan 2021 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`M:170.0-0000-0038.0`

Property Details

APN / Parcel Number

Primary APN	`M:170.0-0000-0038.0`
Alternative APNs	`HING M:170 B:0 L:38` `1311700000000380`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,543 sqft Living Area
Gross Area	4,667 sqft
1st Floor Area	1,224 sqft
Basement Area	744 sqft
Unfinished Basement	744 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,436 sqft (0.928 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1311700000000380
Street Address	206 CHARLES ST
City	HINGHAM
State	MA
Zip	02043-3446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PLAN 2166H
Legal Lot Number	38
Jurisdiction	HINGHAM MA
Township / Civil Division	HINGHAM
Census Block Group	1
Census Block	1012
Census Tract	501203

Owner

Source: Plymouth County and Hingham Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	206 CHARLES ST, HINGHAM, MA 02043-3446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jan 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Jan 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Nov 6, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI
Mar 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 15, 2018	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2018 · Amount on Record
Deed Sale	Feb 15, 2018 · Amount on Record
Prior Sale	Nov 30, 2006 · Amount on Record
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HINGHAM MA
Property Address	206 CHARLES ST, HINGHAM, MA 02043-3446
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000841551
Date	Apr 13, 2023
Instrument	841551

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HINGHAM MA
Property Address	206 CHARLES ST, HINGHAM, MA 02043-3446
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000810447
Date	Jan 27, 2021
Instrument	810447

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HINGHAM MA
Property Address	206 CHARLES ST, HINGHAM, MA 02043-3446
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	810447
Date	Jan 27, 2021
Instrument	810447

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HINGHAM MA
Property Address	206 CHARLES ST, HINGHAM, MA 02043-3446
Document Number	0000807877
Instrument Date	Nov 6, 2020
Transaction Type	Mortgage
Record Updated	Dec 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 CHARLES ST HINGHAM MA 020433446, HINGHAM, MA 02043-3446

Mortgage

Document Number	0000807877
Date	Dec 7, 2020
Instrument	807877

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 6, 2045

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HINGHAM MA
Property Address	206 CHARLES ST, HINGHAM, MA 02043-3446
Document Number	0000796316
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	206 CHARLES ST HINGHAM MA 020433446, HINGHAM, MA 02043-3446

Mortgage

Document Number	0000796316
Date	Mar 11, 2020
Instrument	796316

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2050

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HINGHAM MA
Recording Date	Feb 15, 2018
Property Address	206 CHARLES ST, HINGHAM, MA 02043-3446
Document Number	0000768790
Instrument Date	Feb 2, 2018
Instrument	768790
Transaction Type	Transfer
Record Updated	Mar 7, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,374.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	206 CHARLES ST HINGHAM MA 020433446, HINGHAM, MA 02043-3446

Mortgage

Document Number	768791
Date	Feb 15, 2018
Instrument	768791

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2048

Tax Assessment & Valuation

Source: Plymouth County and Hingham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Plymouth County
County Subdivision	Hingham Town
Unified School District	Hingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,856.00 (+25.94%)	$1,109,100 (+17.81%) Land $532,200 Building $576,900	$1,171,825
2023	$9,414.00	$941,400 Land $532,200 Building $409,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEIR RIVER WATER SYSTEM serves 45,339 people · EPA ID MA4131000
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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