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206 Cedar Ln, Atlantic Beach, NC 28512 Property Records

Carteret County property record for 206 Cedar Ln, Atlantic Beach, NC 28512

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,432 sqft · built 1996
Lot Size0.176 acres (7,667 sqft)
OwnerIndividual Name on Record
Last Sale$475,000 (Sep 2020)
Tax Bill$1,854 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN6375.15.73.2314000

Property Details

APN / Parcel Number

Primary APN6375.15.73.2314000
Alternative APNs
  • 516877
  • 44895

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,432 sqft Heated Area
Gross Area1,952 sqft
1st Floor Area960 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2002
Architectural StyleConventional
Exterior MaterialVinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,667 sqft (0.176 acres)
Lot Dimensions128 ft deep x 60 ft wide
Deck Area88 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number44895
Street Address206 CEDAR LN
CityATLANTIC BEACH
StateNC
Zip28512-5747
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL10 OCEAN DUNES
Legal SubdivisionOCEAN RIDGE
Legal Block73
Legal Lot Number10
JurisdictionCARTERET NC
Township / Civil DivisionMOREHEAD
Census Block Group1
Census Block1020
Census Tract971103

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address9628 DUKES LAKE RD, ZEBULON, NC 27597-9148
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 25, 2020 · Amount on Record
Deed SaleSep 25, 2020 · Amount on Record
Prior SaleJun 14, 2013 · Amount on Record
Deed Document Number20201689046
Deed Book / Page1689 / 46
Record UpdatedOct 29, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateSep 25, 2020
Property Address206 CEDAR LN, ATLANTIC BEACH, NC 28512-5747
Document Number0016890046
Book / Page1689 / 46
Map ReferenceMB 28 PG 392
Instrument DateAug 19, 2020
Instrument1689046
Transaction TypeTransfer
Record UpdatedSep 16, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$950.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5475 MINNIE TRL, 5475, ELM CITY, NC 27822-9487

Transferred To (Grantee/Buyer)

NameVerified Name
Address9628 DALE LOVE RD, ZEBULON, NC 27597

Mortgage

Document Number1689047
DateSep 25, 2020
Instrument1689-047
Lender
NameUNITED COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityAtlantic Beach Town
CountyCarteret County
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$780,775 (-) Land $289,201 Building $491,574$780,775 (-) Land $289,201 Building $491,574
2025$1,854.00 (+38.98%)$780,775 (+95.3%) Land $289,201 Building $491,574$780,775 (+95.3%) Land $289,201 Building $491,574
2023$399,774 Land $135,360 Building $264,414$399,774 Land $135,360 Building $264,414
2022$1,334.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 501 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1,796 units insured
incl. 1,295 condo units
Nearby Flood Claims75 (1996–2025)
Claims Outside the SFHA23 of 75
Most Recent ClaimAug 2025 · rainfall accumulation
Claims by Event
  • Hurricane Florence, Sep 2018 · 39 claims
  • Hurricane Ophelia, Sep 2005 · 7 claims
  • Hurricane Bonnie, Aug 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF ATLANTIC BEACH
serves 6,380 people · EPA ID NC0416035
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2021
E. coli
resolved · Sep 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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